Branch: Personal Loan App

Branch International Financial Services Limited

About this app

Instant Personal Loans range from ₹500 to ₹500,000. Experience the ease of accessing instant loan credit within minutes. Say goodbye to tedious paperwork and physical documentation - our 100% online system ensures a hassle-free experience to access quick loans digitally.

Tenure: 90 days to 12 months. Interest rates range from 2% - 4% depending on the risk profile of the customer.

Instant Personal loan Example:

🔅 Loan Amount: Rs.20,000
🔅 Tenure: 3 Months
🔅 APR: 72.7%
🔅 Equivalent Monthly Interest Rate: 2.5%
🔅 Processing Fee: Rs.899
🔅 GST: Rs.161
🔅 Interest: Rs.1510
🔅 EMI: Rs.7,170
🔅 Amount disbursed: Rs.18,940 (Rs.20,000-Rs.899-Rs.161)
🔅 Total repayment amount: Rs 21,510

Some customers may be charged a late fee.

Branch is the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone. Branch Personal loan app is operated by Branch International Financial Services Pvt Ltd. which is an RBI-registered NBFC*.
(*1. Reserve Bank of lndia neither accepts any responsibility nor guarantees the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for discharge of any liability by the company.
2. Neither there is any provision in law to keep, nor does the company keep any part of the deposits with the Reserve Bank of lndia and by issuing a Certificate of Registration to the company, the Reserve Bank of lndia, neither accepts any responsibility nor guarantees the payment of deposits to any depositor or any person who has lent any sum to the company.)

Branch adheres to regulations as mandated by the RBI for NBFCs, ensuring maximum security for our users. This establishes us as a trusted loan app in India, valued by many.

Terms: Depending on your personal loan amount for which you are eligible, you have the option to choose repayment terms for up to 12 months. Every loan amount we offer has the option to repay in a minimum of 90 days.

The amount borrowed via the Branch personal loan app would be directly deposited into your verified bank account.

KEY BRANCH FEATURES: FINANCIAL ACCESS IS JUST A TOUCH AWAY

Branch Personal loan app is operated by Branch International financial services Pvt. Ltd. which is an RBI-registered NBFC*.

✅ No paperwork, collateral or office visits needed
✅ Easy access 24/7
✅ Quick and easy signup
✅ Use your money the way you want to - for home or business
✅ Lower fees, and flexible payment terms as you repay

Questions?
We're the loan app that provides world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!

Branch instant personal loan app provides the following type of personal loans like Kreditbee, Navi and other mobile loan apps in India. We are also an RBI registered NBFC and you can take credit line for:
☑️Medical Loan/Emergency Loan
☑️Shopping Loan
☑️Home Renovation Loan
☑️Consumer Durable Loan (home appliances)
☑️Education Loan
☑️Vehicle Loan
☑️Travel Loan
☑️Wedding/Marriage Loan
☑️Student Loans

SAFE AND SECURE LOANS

Branch app makes getting an instant personal loan simple by securely accessing limited data on your phone, such as SMS transaction messages, to verify your identity and help create your credit profile. We only use this relevant data to serve you better and never access other personal content on your phone. All the information is encrypted to protect your privacy and we promise to never share your details with any other third parties.

CONTACT US

We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at [e-mail].

Our Office Address: 01, AWFIS, Space Solutions, 4th Floor,
VIOS Towers, Off Eastern Express Highway, Sewri-Chembur Road,
Mumbai, Maharashtra 400037

Ratings and reviews

I applied for the loan, then the process took some time, about 2 minutes, after that the amount was credited to the account, as soon as I clicked, it showed that the money was coming into the account and immediately They rejected it and then gave me time, sorry for 28 days and sorry for 30 days, a big scam is going on for you, either don't give it or give it properly, don't waste anyone's time.

I don't criticize people's business often, but they have the worst customer service ever, I added money into the account, all of the sudden I can't withdraw/transfer my money, it's showing "problem verifing identity" account I have been using since, I reported the issue to their customer service both via the app and email, I have been waiting for response for the pass 9hrs up-till now I'm yet to receive a response from them, if it was an emergency now I wouldn't be able to access my own money

I paid my full loan, yet the Branch app still showed it as unpaid. Then my limit dropped to ₹1500, and now it says I’m not eligible for any loan. This is the second time earlier they blocked me for 170 days, and now again for 14 days.Their customer service is useless, only sending automated replies with no real help. I always pay on time, but they keep reducing my limit for no reason. Very frustrating and disappointing experience. Not a trustworthy app at all.

What’s new

Better than your bank - we've totally redesigned our app to help you manage your finances on the go. Update now to see our sleek new design and get access to new products and features.

If you like the new update, share the love by leaving a 5-star review and inviting your friends. Have feedback? Let us know by messaging Customer Care in the app.