FlexiBee : Secure Data Loan

FLEXIFINTECH SOLUASTION PRIVATE LIMITED

About this app

FlexiBee is an innovative digital lending platform created by FLEXIFINTECH SOLUTIONS PRIVATE LIMITED. We operate strictly as a Technology Service Provider (LSP) to facilitate access to formal credit for Indian citizens. We do not lend our own money; instead, we partner with Vaishali Securities Limited, a trusted and RBI-authorized Non-Banking Financial Company (NBFC). Our platform ensures a paperless journey, transparent terms, and a seamless interface to manage your credit needs without any hidden surprises.
💰 Key Loan Highlights
Credit Range: ₹6,000 to ₹70,000
Repayment Tenure: 91 days to 240 days
Annual Percentage Rate (APR): 20% to 24% (Based on the user's risk profile)
Transparent Pricing: No upfront hidden fees. All interest charges and repayment schedules are clearly displayed in the app before you accept the loan agreement.
Representative Cost Example
(This is a sample calculation. Final terms depend on the partner NBFC's credit assessment.)
Approved Principal: ₹20,000
Chosen Tenure: 100 days
Interest Rate (APR): 21.9% per annum
Daily Interest Rate: 21.9% ÷ 365 = 0.06%
Total Interest Payable: ₹20,000 x 0.06% x 100 days = ₹1,200
Total Repayment Amount: ₹20,000 (Principal) + ₹1,200 (Interest) = ₹21,200
🏦 Regulatory & Partnership Disclosure
FlexiBee complies completely with the Reserve Bank of India’s (RBI) Digital Lending Guidelines. All credit decisions, loan approvals, and fund transfers are managed exclusively by our regulated lending partner:
Lending Partner: Vaishali Securities Limited (RBI-Approved NBFC)
Registered Address: D- 504, Swati Crimson Daskroi, Shilaj Thaltej Ahmedabad Gujarat 380059
Official Website: https://www.vaishalisecuritiesltd.com
Support Email: [e-mail]
✨ Platform Features
Completely Digital: Apply directly from your smartphone with zero physical paperwork.
Quick Processing: Fast document verification and direct bank transfer by our NBFC partner.
Easy Tracking: Monitor your loan status, view repayment schedules, and pay directly through the app.
User Eligibility
To successfully apply, users must meet the following criteria:
Must be a citizen of India.
Minimum age of 18 years.
Must hold a valid PAN card.
Must have a steady source of income.
Must have an active Indian bank account to receive funds.
Privacy & Data Security
Your privacy is our top priority. FlexiBee utilizes advanced encryption standards to protect your data. In compliance with RBI data localization mandates, all user data is stored on highly secure servers located physically within India. We only share necessary KYC and financial data with our partnered NBFC for underwriting purposes, and always with your explicit consent. We never sell your data to unauthorized third parties.
📞 Contact Us
We are here to help! For app-related queries or tech support:
Technology Provider: FLEXIFINTECH SOLUTIONS PRIVATE LIMITED
Customer Care Email: [e-mail]
Customer Care Phone: [phone]
Corporate Website: https://flexifintechltd.com
Office Address: Cm Madan D-1/64, Block d-1, Aruna Park, Shakarpur, East Delhi

Ratings and reviews

Really worst experience I had in this app. I request you all please don't take any loan from this app. They wil give only 15 days of time to repay the complete amount without any tenure. The loan which I applied of 5000 but I received only 4300, and that repayment due which I'm going to pay 5800. For 15 days they are charging 1500 as interest. Very disappointed. It's a scam.

⚠️ Warning for Those Considering a Loan! If you borrow money from this app, you will get only 15 days to repay the loan. The interest and processing fees are also very high. If you fail to repay the loan within 15 days, a penalty of ₹200 per day will be added to the amount you have to pay. Therefore, choose this loan only if you have a very urgent need and are confident that you can repay it on time. Otherwise, it is better to avoid it. Don’t put yourself into unnecessary financial trouble.

Do not take a loan through this app; it is a complete scam. The interest charged is extremely high compared to the amount initially displayed. Do not trust this app. I took a loan of ₹4,300; they initially said I had to repay ₹5,000, but I ended up paying ₹5,800 due to the exorbitant interest. When I called to question this, they claimed that this is simply how their process works. Therefore, do not trust this app—it is a fraudulent one.

What’s new

Secure loan platform powered by RBI-authorized NBFC partners.