RupeeRedee - Personal Loan App

Moneymitra IT Solution Private limited

About this app

Looking for urgent personal loan? RupeeRedee will credit money in your account in 10 mins following simple application process.

NBFC Lending Partner: FincFriends Private Limited which is a registered NBFC with RBI.

Why RupeeRedee : Chota Loan Badi Khushi


⇒ Fast Loan Approval and Quick Disbursal: With 100% online process, get fast approval and quick loan disbursal.


⇒ Loan for All Purposes and Needs: Loans to fulfil all types of credit needs including covering emergency expenses, consolidating debt, travel, shopping, bill payments, school fees and much more. 


⇒ Flexible Interest Rates and Tenures: Flexi personal loans with interest rates from 12% to 36% p.a., depending on your credit score. Also, get flexible tenure options of 62 days to 6 months for repayment of the loan.


⇒Transparency and Security: We only work with RBI-certified NBFCs/banks which are guaranteed to be transparent, safe and secure.

Our Loan Offerings:
👉 Flexi Personal Loan - We offer personal loans ranging from ₹2,000 to ₹25,000 with short repayment tenures of 3-4 months. Documentation required for this loan consists of just a PAN card and proof of address


👉 Personal Loan for Self-Employed & Salaried - Personal Loans for Self-Employed ranges between ₹2000 to ₹30000 with flexible repayment terms from 3 to 6 months. You need PAN card & proof of address to avail this loan

Top Features
✔Simple EMIs: Payback in 2-12 months at your convenience
✔100% Online: The application process is completely paperless
✔Complete Transparency: There are no hidden costs, all costs are mentioned on Application summary before processing of loan



FincFriends Private Limited


On Approval, get a direct bank transfer within minutes from our lending partner registered NBFC “Fincfriends Pvt Ltd”. FincFriends follow a dynamic risk-based pricing model with loan terms & rates described below

Personal Loan Charges (Example):
Loan Amount: From ₹2000 to ₹30000
Minimum Period of Payment (Minimum Tenure): 62 Days
Maximum Period of Payment (Maximum Tenure): 365 Days
Maximum Annual Percentage Rate (APR): 36% to 160%
Interest Rate: 2.5 % to 3% per month
Processing Fee: Starting 10% of Loan Amount (Inclusive of GST)
Service Charges: Starting 3% of Loan Amount (Inclusive of GST)


Representative Example of the total cost of loan is provided in example below:
Description All Amount are in INR
Loan Amount: ₹11000
Loan Tenure: 3 Months
Processing Fees (10% Inc GST) = ₹1100
Service Charges (3% per EMI% Inc GST)= ₹990
Interest (32%)= ₹ 583.6
Amount Disbursed: ₹9900

Repayment Schedule Below:
First Instalment: ₹4191
Second Instalment: ₹4191
Third Instalment: ₹4191
Total Repayment ₹12573

Eligibility:
Must be an Indian National with a Valid Pan Card and Aadhaar Card
Must be over the age of 18 years
Minimum Monthly Income should be ₹15000

Steps to avail a loan:
Install the RupeeRedee App
Register with your Mobile no
Enter basic information and verify your KYC by Aadhaar OTP or upload KYC documents
Verify Bank Account
Approved: Read & provide acceptance on the charges and Sign loan agreement
Loan disbursed

Documents Required:
1. Address Proof {acceptable documents - Aadhaar}
2. Selfie
3. PAN Card
4. Bank Account / Access to bank account details

Why Rupeeredee Needs the following Permissions:

Location - ACCESS_FINE_LOCATION
Explanation: To collect and monitor the location of your device and access the serviceability of your loan application. This also
helps in quicker credit risk decision and ensure KYC compliance as per guidelines of regulator

Camera & Media Access - CAMERA, READ_EXTERNAL_STORAGE, WRITE_EXTERNAL_STORAGE
Explanation: To capture KYC documents and selfie for liveness test and ensure KYC compliance as per guidelines of regulator

Queries:
Mail: [e-mail]

Address:
Vatika Triangle, 7th Floor, Mehrauli Gurgaon Road, Block B, Sushant Lok Phase I, Gurgaon, Haryana - 122002

Ratings and reviews

I started using the RuppeRedee app, and I have to say, it's been a game changer! The user interface is intuitive and easy to navigate, making it simple to access all the features. The content is engaging and diverse, keeping me entertained while I learn. I also love the community aspect-connecting *

It's the greatest personal loan app. The Rupeeredde app, which is very user-friendly and offers practical financial tools and real-time market data, has helped me manage my money better. I find the budgeting tool to be quite helpful. But there are sometimes annoying problems and slow customer service. For newcomers, more educational resources would be beneficial. Overall, it's a good app with potential for growth ..

I started using the RuppeRedee app, and I have to say, it’s been a game changer! The user interface is intuitive and easy to navigate, making it simple to access all the features. The content is engaging and diverse, keeping me entertained while I learn. I also love the community aspect—connecting with other users has been a fantastic experience..