Satispay: Pay and invest

SATISPAY S.P.A.

About this app

Satispay is the simple way to pay, invest, split your purchases into interest-free instalments, and manage your money, all in one app.

Join over 6,000,000 people who have already transformed the way they pay with Satispay, the everyday payment app for Android smartphones and tablets.

Satispay simplifies every payment, from purchases in physical and online stores, to instant and free money exchanges among friends, to public administration payments (pagoPA), road tax, gift cards, mobile top-ups, savings management, and more, directly from your smartphone.*
And that’s not all: with just a few taps, you can also start investing. No minimum amount required, no complexity, everything is done from the app.

Are you a parent and want to send digital pocket money to your children aged 14 to 17? You can! Satispay is a perfect payment app to empower them and simplify your life.

Sign up now and remember to have on hand:
• an identity document
• the IBAN of your current account

Enjoy your shopping:
• Buy with your smartphone or Android tablet at stores near you and earn points!
• Activate convenient automatic and recurring payments

Investing made simple
• Invest in funds, stocks, and ETFs: over 1,000 instruments available directly in the app.
• Start investing with as little as €1, thanks to fractional stocks and ETFs.
• Invest manually or set up recurring transfers: daily, weekly, or monthly.
• Zero buy fees on all Vanguard ETFs with a recurring transfer.
• Withdraw whenever you want, with no strings attached.

Satispay Cards: Your Mastercard debit card
• Get your Satispay card included in your plan with no issuance fees: the virtual version is instantly active, order the physical one and receive it at home in just a few days.
• Pay worldwide and earn Satispay points to convert into discounts at over 400,000 shops.
• With Metal and Velvet plans: zero extra fees on foreign currency payments and access to over 1,400 airport lounges.

Pay in 3 with Satispay
• 3 interest-free installments: split your purchases with zero interest and no extra costs.
• One-tap payment: select ""Pay in 3"" at checkout. No new accounts, no redirects.
• Total flexibility: available in-store and online, wherever the service is active.

Simplify every payment
• Pay road taxes** wherever you are
• Settle MAV bills and public administration notices (pagoPA) in just a few taps**
• Donate to a non-profit association every month**

Send and receive money
• Settle a small debt, even remotely, with all your contacts
• Instantly recharge your or a friend's mobile credit**

Rest assured, you are safe:
• Satispay is a certified and authorized electronic money institution by CSSF
• The app is protected by a 5-digit PIN or your FaceID or fingerprint
• No sensitive or personal data is shared with third parties
• Your app Balance is fueled from your current account through the IBAN, which is not sensitive for security purposes

Paying and investing has never been this easy: all your needs in one app.

To learn more, visit www.satispay.com and follow us on Facebook (facebook.com/satispay), X (@satispay), and Instagram (@satispay).

* Payment services provided by Satispay Europe S.A., an electronic money institution regulated by the CSSF (No. W00000010). Investment services are provided by Satispay Invest S.A., an investment firm authorized and regulated by the CSSF (No. P555). Investing involves risks.
** Services available only in Italy.

Ratings and reviews

So many checks to activate the account, and the procedure is not even amooth since NFC doesn't work, ID photos are always not ok etc... then you have to wait several days for (maybe) starting using the app. If you don't have to use the app for a particular reason, then using traditional cards and/or cash is way better! I had to install it for paying my wifi bill (I found they only accept credit cards or satispay), so now I'm going to change provider and delete my Satispay account.

This is the shitiest app ever, completely fraud. I tried to do my 1st top-up (charge my account), and they just made me pay a commission and didn't charge the account, of course. Also, there is no customer service, no one to contact, no phone number, and it seems it takes forever to answer at the mail. I don't understand how so many people use this app in Italy because it's a waste of money literally. They just make u pay commissions and leave you with nothing. Worst experience ever. Disgusting

Very bad experience. Customer service sucks. No number or agent to call. I thought I could use it to pay online in general, but it turns out it doesn't even work on most online shops. The transfer is very slow. I'm trying to take my money from the budget back, but it has been a full five days since I tried to make the transaction, and it is still "in progress." Don't recommend it. Other apps are better than this with a fast transfer option even if i have to pay. This one doesn't even have that.

What’s new

We have something special for you: Gift Cards have arrived in the Services section! Explore a world of Gift Cards from your favorite brands and treat yourself to a little (or big) pleasure.

And that’s not all…
We’ve also optimized the app and fixed a few bugs for an even better experience.

Update now and discover all the new features!