Credit Genius: Credit Builder

THE GREAT AMERICAN CREDIT SECRET

In-app purchases

About this app

Credit Genius: Your Personal Credit Mentor
Free to use. Built to teach, guide, and grow your credit confidence. Win. At. Credit.
Credit Genius is more than just a credit app, it’s your smart, interactive credit mentor. Whether you’re building from scratch, rebuilding, or maintaining your score, Credit Genius gives you the tools, guidance, and motivation to take control of your credit journey.

Inside the app:
Instant Credit Reports
Credit Genius allows you to securely connect and retrieve your full credit reports from the major bureaus. Get clear, simplified breakdowns of your scores, accounts, inquiries, and more all explained in plain language.

AI Credit Assistant
Got a question? Ask away. Our AI-powered assistant delivers instant, easy-to-understand answers to all your credit questions with no jargon.

Genius Forecast
Preview how certain financial decisions could affect your credit score before you make them.

Credit Simulator
Explore “what if” scenarios like paying off balances, adding tradelines and see potential impact instantly.

Credit Games
Learn credit the fun way with Trivia, True or False, and Credit Scrambler. Earn rewards while you boost your financial knowledge.

Genius Points & Vault
Track your progress, collect Genius Points, and store important insights and tools in your Genius Vault.

Graduation Program
Advance through levels starting as a Baby Genius as you build skills, earn rewards, and become a true credit pro.

Free to use with optional upgrades
Get started for free. Enjoy the core features with no cost, and unlock advanced tools and deeper insights through optional in-app purchases.

Credit Genius helps you do more than track your credit; it helps you master it.
Download now and Win. At. Credit.

Ratings and reviews

The Credit Genius strikes again! What a way to up the game so now everyone has an opportunity to experience your expertise in the Credit Game! I see why they call you The Credit Genius. I am truly blessed to be apart of this journey for the past 4 years. To everyone out there, you're just click away from instantly having guidance to help you with your own Credit journey! Lock in! God Bless!

Very clean app. Helped me access my credit score and learn how to improve my credit. highly recommend

I love this credit app, it puts a fun twist on keeping up with your credit. I really like the simulator, being able to see how financial decisions affect my credit score is more than helpful. Other credit apps do not offer what Credit Genius has. I have gotten real answers to credit questions and a better understanding of my credit situation. So glad I downloaded this one!

What’s new

IDP implementation and bugs fixes