Mony: UPI for Tourists & NRIs

4.4
802 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Experience India like never before with Mony, your ultimate travel companion for seamless, cashless payments. Forget the hassles of currency exchanges, ATM lines, and card fees—Mony lets you go beyond the tourist traps and explore the authentic side of India.

Why Mony is the Best Travel Companion for Tourists:

1. Unlock the Real India:
Mony allows you to pay anyone, anywhere—from bustling street markets to cozy cafes and hidden gems off the beaten path. Avoid the "tourist tax" by shopping where locals shop, eating where they eat, and truly immersing yourself in Indian culture.

2. No More Cash Hassles or ATM Queues:
Leave the stress of withdrawing cash behind. With Mony, you won’t need to worry about finding an ATM, waiting in long lines, or carrying physical cash. Just scan & pay instantly at millions of locations across India using UPI, accepted at 98% of merchants.

3. Safe, Secure, and Convenient:
Say goodbye to the concerns of card security. Mony offers a secure payment experience, eliminating the need for carrying multiple cards or worrying about blocked transactions. You can enjoy your vacation without calling your bank or worrying about card limits.

4. Shop and Eat Like a Local:
With Mony, you have the freedom to explore local markets, food stalls, and unique shops that often don’t accept international cards. Don’t let payment restrictions limit your adventure—shop and dine wherever you want, like a true local.

Additional Features That Make Mony Your Perfect Travel Buddy:
✅ Track Expenses Easily: Stay on top of your budget with a digital expense tracker.
✅ Set Smart Payment Limits: Control your spending effortlessly.
✅ 24/7 Dedicated Support: Assistance available whenever you need it.
✅ Explore beyond payments with Mony—unlock hidden gems and unique experiences in India.

Download Mony Today!
When you travel to India, make the most of your experience. Mony lets you go wherever your heart takes you, not just where your card works. Discover the freedom to pay anyone, explore any place, and immerse yourself fully in India’s vibrant culture. Download now and experience India without limits!

FAQs:

Why choose Mony over traditional cards in India?
Mony is designed for tourists to explore and enjoy all of India without the hassles of currency exchanges, ATM queues, or card issues.

Can Mony help me avoid tourist traps?
Absolutely! Mony enables you to shop and dine like a local, giving you access to places that may not accept international cards and allowing you to avoid overpriced tourist spots.

Make the most of your trip—pay like a local and live like a local. Download Mony now and start your adventure in India today!
Updated on
Oct 30, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
801 reviews
Brett Andrew Kirken
December 4, 2025
The top up fee is high, but the app is fairly reliable. It gave me trouble a few times. One major problem is that it only works with merchant UPI, not personal UPI, so it can be useless depending on the situation. Most autos take only personal UPI in Kerala at least. I've had a few transactions that failed mysteriously at decisive times, so it is no replacement for cash, but all in all it's probably the best UPI app right now for foreign tourists in India.
Did you find this helpful?
SMART PAYMENT SOLUTIONS PRIVATE LIMITED
December 4, 2025
Thanks for the review — glad to hear Mony was reliable overall. We understand your concern on top-up fees, and we’re trying to keep them as low as possible. It works only with merchant UPI (not personal) to stay secure and avoid fraud — but you can use Uber, and we have a step-by-step guide for that on our blog.
Dominic Lam
December 6, 2025
Horrible app. Dear fellow tourists, I know this app says it's for tourists WELL IT'S A LIE. App is already slow from the get go, and though it does work for a few days, it'll suddenly stop. It won't load, you can't login, uninstalling and reinstalling the app does nothing. All your loaded money is now stuck there in perpetuity. What a scam.
Did you find this helpful?
SMART PAYMENT SOLUTIONS PRIVATE LIMITED
December 8, 2025
Sorry to hear this happened — the app failing to load or log in is not the experience we want for travellers. Please email us at support@havemony.com with your details so we can recover your access and process your balance. We’ll prioritise your case and make this right.
Vaughn Flichtbeil
October 16, 2025
Having UPI is such a necessity here but honestly, the customer service on this app is not great. Getting anything fixed always takes forever and you're just SOL while they take their time. Additionally, they don't keep good track of support requests day to day so you often have to start from scratch with a new rep. They constantly owe me money from failed transactions and are very slow at sorting it out.
4 people found this review helpful
Did you find this helpful?
SMART PAYMENT SOLUTIONS PRIVATE LIMITED
October 17, 2025
We’re sorry for the inconvenience and understand your frustration. We’re working to improve support response times, track requests better, and resolve failed transactions faster. Please reach out to support@havemony.com with your details so we can prioritize your case.

What’s new

Enhanced user experience.

App support

Phone number
+918884440692
About the developer
SMART PAYMENT SOLUTIONS PRIVATE LIMITED
developers@payworldmoney.com
138,Udyog Vihar,Phase-I, Gurugram, Haryana 122001 India
+91 92893 09524

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