Wio Personal

4.6
1.93K reviews
100K+
Downloads
Content rating
Everyone
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About this app

• Open your Wio Personal account in minutes. Save, spend, borrow, manage and invest your money - all in one place.
• Spend like a local, globally, with free AED, USD, EUR, and GBP accounts.
• Travel smart with your Wio card. Pay no foreign exchange fees and earn 1% cashback on your multi-currency transactions!
• Earn up to 5.5% p.a. interest on Savings when you sign up to Wio Personal ‘Plus’ Plan.
• Get a Wio card that you can use instantly online and add it to Apple Pay or Google Pay. Order your physical card anytime.
• Create Virtual cards in the design you prefer and set up a spending limits for secure online shopping or in-store.
• Get rewards that grow with up to 2% cashback on all your spends.
• Choose how to receive cashback: to current account, saving space or in stocks you’ve selected.
• Access thousands of stocks & ETFs and start investing with only $1 in the same app.
• Enjoy instant IPO application when UAE companies go public and increase your allocation of shares with up to 5x leverage.
• Transfer money to over 100 countries. Enjoy instant currency exchange at highly attractive rates.
• Enjoy controls that make you feel secure. Choose where and how you spend your money and strong encryption features.
Updated on
Aug 2, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App info and performance, and Device or other IDs
This app may collect these data types
Personal info, App info and performance, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
1.89K reviews
Wael Hallak
June 29, 2024
Updated Review: Support reached out (a bit late) and explained the situation. Issues were resolved with a promise of minimising them in the future. Everything is running smoothly now. Some upgrades are much needed on the investment interface, though. Providing more trading related data, etc... Original Review: Unable to login to the app. I did everything, still doesn't work. Support are not responding. How can an app that offers investments, glitch in the middle of a trading day?! Very risky!
8 people found this review helpful
Did you find this helpful?
Wio
June 19, 2024
Hello Wael! We sincerely apologize for the inconvenience caused. We did experience a downtime, but the issue was resolved the same day. Our support team has been working diligently to ensure such disruptions are minimized in the future.
Romin B.
July 25, 2024
This app is broken, once you get to that point to enter your address it gives an error. Can't continue. I've contacted the contact center but they haven't got back yet. I am scared that if a banks only interface is an app and it's broken how bad would everything else be. Other banks at least have offices you can visit incase something goes wrong. Phone is S24 Ultra.
1 person found this review helpful
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Wio
July 25, 2024
Hello! We apologize for the inconvenience and frustration you've experienced. We're unable to identify you to help you further. We'd like to kindly ask you to share your contact details via DM through Facebook, Instagram, or X so that we can help you.
A. P.
July 1, 2024
Would give it Zero starts if possible. Useless App. Keeps crashing at login. Support is pretty useless. At each escalation they keep asking the same questions that were already answered. Beware of using this as you may get locked out of your funds.
5 people found this review helpful
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Wio
July 1, 2024
Hello! We apologize for the inconvenience and frustration you've experienced. We're unable to identify you to help you further. We'd like to kindly ask you to share your contact details via DM through Facebook, Instagram, or Twitter so that we can help you.

What's new

We are excited to announce small, but helpful improvement! If card transaction is declined, you will receive a push notification that will take you directly to the screen or flow in the app where you can quickly resolve the issue. Update now to enhance your banking experience!