Fold

Fold

About this app

To maintain a sincere record of your finances, every rupee and paisa accounted for, is the advice sent down through generations. But because of immovable consistency and considerable will required to follow this advice, only a very few managed to do it and reap the benefits of being in check of their money.

Fold aims at making those benefits accessible to everyone, without any effort required. Every time you make a transaction, for whatever purpose, a reminder to make a note of it, where it’s spent, on what e.t.c shouldn’t be hovering over your head all the time. Fold connects to your bank accounts, credit cards and investments to automatically get, tag, add merchants & extract insights without you having to do anything.

Use Fold to:

- Connect your bank accounts and automatically track transactions and balances.
- Add rich metadata to those transactions, like notes, tags, icons, merchant e.t.c.
- Search and Filter transactions, figure out exactly how much you’ve spent and on what in a given duration.
- Connect your credit cards and track real-time usage and transactions.
- Connect your investments to track how well your portfolio is doing.
- Put a rein on your spendings by being aware of where your money is exactly going, and places you can control your spending.
- Check your Cash Flow and compare it with previous months.
- Track accounts of dependents and loved ones so they never have to explicitly ask you for support.

All in all, be on top of your finances as if you’ve hired the smartest personal accountant. Except you’ve not, you’ve just downloaded Fold.

Ratings and reviews

Absolutely fantastic app. Perfect for keeping track of all my credit cards in one place. One small issue I have is that I hold ICICI Coral and Sapphiro cards but Fold is unable to track my Sapphiro spending at all cause when the bill is generated, both Coral and Sapphiro statements come in one Coral branded statement. Would be great if Fold could find a workaround to this.

Really good app where I can see all my spending investment loans together. The recurring payments feature is also good the app and many more Though It seems its missing one of the major features which can make this app a unbeatable 1. Ability to add budget with also option of having specific categories in it also it will forecast if we are overspending our budget 2. Option to add one time planned payment not a recurring but a future payment so we can handle our expenses effectively

All good. Except for SBI accounts. If you add investment ratings(poor, bad, best, etc etc ) for funds and stocks, no one will stop you to become best app for personal finance management. Also add option to contact support. There is no way to connect.

What’s new

We have made some much needed bug fixes and improvements.