GCash

Mynt Inc.

Contains ads

About this app

SEND MONEY IN REAL-TIME
• Free GCash-to-GCash transactions
• Send to multiple GCash accounts via Send to Many
• Transfer funds to other e-wallets & banks such as Maya, BPI, BDO, Unionbank, Landbank, Metrobank, Chinabank, and more
• Save bank account details for future transfers

BUY LOAD ANYTIME, ANYWHERE
• Available for all networks
• Get GCash-exclusives for Globe & TM
• Prepaid broadband, TV channel packages, and prepaid health insurance available

PAY BILLS & FEES TO 400+ BILLERS
• Settle bills in advance or past due anytime, anywhere
• Set payments reminders and save recurring billers
• GCredit accepted by select billers

PAY EASILY EVERYWHERE YOU GO
• Scan to Pay via GCash QR or QRPh at 70,000+ merchants nationwide, and in select international merchants via Alipay+ QR
• Pay with the GCash Card in 200+ countries and territories
• Pay Online securely and instantly on e-commerce platforms, and get up to P20k coverage in case of scams with Online Shopping Protect
• Link directly to the App Store or Play Store to pay for subscriptions, games, movies, and more

KAYA TODAY WHEN YOU BORROW WITH GCASH
• Up to P50k credit limit and only 0.17% daily interest with GCredit, payable in 30 days billing cycle
• GLoan up to P150k and as low as 1.59% monthly interest, pay in installments up to 24 months
• GGives up to P125k with zero downpayment, pay in installments from 3 months up to 24 months
• Borrow Load worth P50 to P299 load promos across all networks, payable up to 14 days

Interest Rates and Fees:
Monthly interest ranges from 0-6.99%, with annual percentage rate (APR) of 22.1% to 89.9%
Processing Fees of 0-7.5% of loan amount.

Sample Loan Calculation:
Loan Amount: ₱ 5,000
Loan Term: 3 months
Interest Rate: 2.49%
Monthly Installment: ₱ 1,791.17
Total Loan Cost: ₱5,373.50

Fuse loan products are only available to eligible, fully verified Filipino customers.

Fuse Financing Inc. doing business under the name and style of Fuse (formerly: Fuse Lending Inc.) is regulated by the Securities and Exchange Commission with Company Registration Number: CS201617622 and Certificate of Authority to Operate as a Financing Company: 1317

MANAGE YOUR WEALTH EASILY
• GSave - one savings marketplace
- high interest rates from trusted bank partners
- no minimum deposit or balance
- easy to open, manage, and access anytime
* GStocks - Instant approval, become a part-owner of the top local companies for as low as P500
* GFunds - Managed by experts, easy application, risk profile assessment, and a wide selection of funds for as low as P50
* GCrypto - Instant approval, curated cryptocurrencies for as low as P200

BE EXTRA READY & PROTECTED WITH INSURANCE
• Hospitalization & Accident Insurance staring P59, up to P1.2M coverage for medical expenses and critical illnesses
• Get Travel Insurance in fast as 5 minutes, starting P350. Up to P2.5M coverage
• Scam Protection for express send transaction, for only P30 for 30 days. Up to P15k coverage

CASH IN ONLINE & OFFLINE
• In-app: partner banks or online banking with Instapay
• Over-the-counter: Cebuana Lhuillier, Villarica, Touchpay, and more

PLANT REAL TREES BY COLLECTING GREEN ENERGY
• Earn and collect Energy Points through GCash transactions, then our partners will plant real trees in various Philippine forests

8F W Global Center, 9th Avenue cor., 30th St., Taguig City, Metro Manila Philippines

Ratings and reviews

There are a lot of errors, especially when I tried to log into my account and the OTP took so long to send. I tried to force close the app, restart my phone, find a good signal, yet it's still delayed. Help center has no use. I sometimes wait for a few minutes without resending the OTP, but when I do, It sends so many OTP to every time I put one of them. It just says, "Wrong OTP." I hope this gets to be fixed because this app is connected to money.

The app is SLOW. PAINFULLY SLOW. The network has barely got anything to do with it. My connection is working just fine, able to load other apps with no problem, yet the gcash app just refuses to load. It's REALLY SLOW. It is constantly just processing and prompts "check your internet connection". It is really not about the internet, the app has issues, yet I have seen no improvements about it. Still the same slow processing app that they refuse to fix. They just give you useless ways to "fix".

I fully paid my loan, hoping for a cash-back reward, but received none. The app also claims you can re-loan after full payment, which is false! After every transaction, the app crashes. It prompts me to re-login, but my biometric login is extremely slow resulting in repeated login attempts even after clearing the cache over and over again!!!

What’s new

KEEP YOUR ACCOUNT AND MONEY SAFER
Enjoy more ways to protect your GCash account and stay in control of your money.

Money Lock – Set aside part of your GCash balance and keep it extra safe until you need it.

Kill Switch – Quickly lock your account if something feels suspicious, helping stop unauthorized access right away.