Stashfin Personal Loan & Bonds

AKARA CAPITAL ADVISORS PRIVATE LIMITED

About this app

Download Stashfin App, the one-stop destination for all of your financial needs, from personal loans to insurance, bonds, and credit reports. Get all that and more when you download the Stashfin app and unlock your financial superpower!

Why choose Stashfin?
Stashfin is a RBI-registered digital lending app that gives you quick access to personal loans of up to ₹5 Lacs and helps you invest securely in corporate bonds.

We simplify finance without compromising security, bringing opportunity right at your fingertips. So, skip the heavy paperwork with a 100% secure digital process for instant personal loans.

1)Quick Personal Loan and Credit Line
✅Get Instant Personal Loan up to ₹5 lakhs
✅24*7 access to funds from ₹1,000 to ₹5,00,000
✅Interest-free period of up to 30 days
✅Pay interest only on the funds you use
✅Tenure: 12 months - 36 months
✅APR: 21% p.a to 45% p.a

2) Investment in SEBI-regulated Corporate Bonds
✅Earn high returns of up to 15% p.a
✅Investments start with just ₹10,000
✅Interest is credited monthly to your bank account
✅Low volatility compared to stock market

3) Insurance
Insurance plans to protect your digital wallet and safeguard against online fraud.
🔅Wallet Protection
🔅Income Protection
🔅Loan Protection
🔅Travel Insurance
🔅UPI Fraud Protection
🔅Device Protection

4) Credit Builder
Stashfin's Credit Builder helps you check your credit report, build your credit scores and improve your creditworthiness. It caters to people who may have been denied loans through Stashfin or other financial institutions due to their low credit scores.

5) Vouchers
Use vouchers to save more and enjoy a lifestyle upgrade while managing your finances smartly.
✅Shop & Save: Get shopping vouchers from top e-commerce and retail platforms
✅Dine & Delight: Enjoy delicious treats with dining and food delivery vouchers
✅Entertainment Perks: Access subscriptions and movie deals for endless fun

How does Stashfin Work
Apply personal loan online or invest in bonds easily in simple steps:

1️⃣Download the Stashfin App and register with your phone number
2️⃣Fill in your details and upload verification documents. We have quick KYC verification
3️⃣Once verified, apply for personal loan online of upto ₹5L
4️⃣If the loan is approved, e-sign the loan agreement; the approved amount will be disbursed to you within 5 minutes, followed by an SMS notification on the registered number
5️⃣You can also invest in top bonds securely

Eligibility Criteria to Apply for Instant Personal Loan:
You should be:
✅An Indian Citizen
✅Above the age of 18

Documents Required for Instant Personal Loan-
✅Address Proof (Aadhaar Card/Voter ID/Passport/Driving License)
✅Identity Proof (PAN ID)

In some cases, you may be also asked for:
✅Bank Statement
✅ITR/ GST Paper

Data security, encryption, and transparency are Stashfin’s core principles.

Enjoy a secure loan app with Stashfin, fortified with robust SSL encryption and strict adherence to SEBI registration and RBI guidelines. There are no hidden charges applicable anywhere. We ensure transparency with clear bond ROI calculations and the following sample EMI calculations on personal loans:

Loan Amount: ₹52903
Tenure: 18 months
Rate of Interest: 21% p.a
Transaction Fee: 2.15% (₹1137)
Platform Fee: 2.5% (₹1323)
GST on Transaction & Processing Fee: ₹443
Total Interest: ₹9227
EMI: ₹3452
Amount Disbursed: ₹50000
Total Repayment Amount: ₹62129

About Stashfin
Stashfin is a digital lending application ("DLA") operated by EQX Analytics Private Limited. It acts as a lending service provider ("LSP") for Akara Capital Advisors, a Non-Banking Financial Company (NBFC) duly registered with the Reserve Bank of India (RBI)

Stashfin also serves as a facilitator for bonds with SEBI-registered Online Bond Platforms (OBPPs), specifically GripInvest and Aspero

Contact Us:
Mail: [e-mail]
Call: [phone] | 0124-6981222
Address: 18th Floor, Magnum Global Park, Golf Course Ext Road Sec 58, Gurgaon-122011

Ratings and reviews

Please don’t take any loans from this app. StashFin charges a very high processing fee and extremely heavy interest rates. It feels like a trap — once you take a loan, you’ll be stuck paying huge amounts that make it hard to survive financially. Based on my experience, I strongly advise others to stay away from this app. There are many better and more transparent loan apps that don’t burden you like this one...

they have taken all my documents, verified account and set up Autopay and then generated offer of rs 75000 and confirmed through text msg and email but when I went to withdraw funds they made it zero. and when I sent email they replied due to a internal criteria, we can't withdraw funds. what do you think about it, it's a joke or data/documents collection spam app. if someone is not in urgent need, why he apply on such high interest... I have taken multiple loans and repaid on time. Still

Worst app ever — do not use it! They deducted my EMI twice — once before the due date and again on the due date. When I checked with support, the chatbot said no such transaction exists, even though it's clearly visible in my payment history. I emailed and called them, but got no response. The automated call said I'm not eligible for a loan — what does that have to do with my issue? Their FAQ says it’ll be adjusted next month, but how do I manage this month? Total scam. Buggy app with zero suppo