Desert Financial Mobile

4.1
9.52K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Stay connected to your finances 24/7 with our brand new app.

New features include:
• Account Dashboard
• Pay Anyone
• Enhanced Bill Pay Experience
• Budget Goals
• Balance Peek
• Secure Messaging
• Register via mobile app

Additional standard features include:
• Quick Access Login (Touch ID or PIN)
• Improved mobile deposit experience
• Transfer funds
• Expanded Account Alerts
• Improved Branch and ATM Finder

Getting started is easy! Simply sign in with your existing Online Banking username/password or new members can tap the "Sign up now" link.
Updated on
May 27, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info and Contacts
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
9.37K reviews
Lyle Nielsen
August 29, 2025
Zelle is a huge downgrade from PayItNow: 1. Daily Limits, 2. Can't schedule future payments, 3. Recipient has to have Zelle, 4. Auto/Repeat payments non-existent. PayItNow didn't have any of these limitations. Send how much I wanted, to whomever I wanted, on any scheduled date, indefinitely on the same date each month or a set number of months. Zelle is inconvenient to say the most about it. Also, app doesn't bring up biometric login despite selected. App doesn't remember devices.
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Desert Financial Credit Union
September 2, 2025
We’re sorry you're frustrated with the PayItNow to Zelle® transition. We know flexibility and ease of use matter, and it’s disappointing the new features haven’t met your needs. We’ll pass your feedback to our digital banking team as we continue improving the experience.
Eddie Alvarado
July 4, 2025
New added Zelle function is appreciated. But unfortunately freezes when trying to add contacts. Once finally a contact is able to be added the "Reminder to check Phone number.." pop up locks the screen... the only way to get rid of it seems to be by going back, which then closes Zelle. Been trying to send to someone for close to 45 minutes but nothing yet. Very frustrating.
3 people found this review helpful
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Desert Financial Credit Union
July 11, 2025
Thanks for the feedback, Eddie! We're sorry you're experiencing issues with Zelle. Please call us at (602) 433-7000 so we can assist you.
Karen Trask
June 24, 2025
Useless. New update says "not compatible with your device". I've been using the previous version just fine. Can't afford a new phone just for their app. Updated to 3 stars, as a much appreciated reply was received from the developer. This particular issue has been resolved by fortunately having and using another device to access the updated app.
3 people found this review helpful
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Desert Financial Credit Union
June 24, 2025
We’re sorry to hear about the frustration with the app update and device compatibility. You can always access your account through our website on any device with internet access. If you need assistance or alternatives, please call us at (602) 433-7000. Thank you for your patience and for being a member.

What’s new

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.