
David Hood
I have paid my bills on time every month, and kept this card in good standing since getting this card, over 3 years ago. I've kept my credit score either good or excellent during the time I've had this card. According to the terms, I've met the requirements for a credit limit increase for the duration, but I have never even been notified that I've been evaluated for an increase. The $300 limit on this card is virtually useless. Stay away from this card.

Branden
so far so good. credit limit is unnecessarily low, $300 isnt worth much these days considering you are only supposed to use 30% of that at any time. That means i can only use it for a tank and a half of gas! I guess you gotta start somewhere! At least the app is easy to use and they do not charge a fee to make payments, or an annual fee. I, personally, do not need a credit card, but I need to start building a credit history, so this card is good for that purpose.
4 people found this review helpful

Dale Bowry
... adequate tools to research pertinent information, i.e. due dates, closing dates, easy to read statements for finding interest charges, thereby adding those charges to interim payments ... no surprises. The layout of the statements are friendly to the seeking eye. The mail-in payment address was not prominently featured as per the mobile application, or the website. However, it can be found on the digital reckoning of the statement. ... cyber payments are also user friendly.