CEFCU Mobile Banking

CEFCU

About this app

The CEFCU Mobile Banking App allows CEFCU Members and CEFCU Business Members to log into their accounts using the same Login ID and password as CEFCU On-Line ® Banking.

CEFCU Mobile Banking allows CEFCU Members and Business Members to:

• Make CEFCU loan, mortgage, or Credit Card payments.
• Transfer funds to/from all your CEFCU accounts or from external accounts.
• Check balances and history.
• Find CEFCU Money Center 24® and CO-OP ATMs.
• Locate Member Centers and shared branches.
• Mobile Check Deposit allows you to deposit checks directly to your Checking Account.
• Pay bills via CEFCU Bill Pay.
• Set up Alerts.
• Reorder checks for your account.
• Send secure messages to CEFCU Representatives.
• Use CEFCU My Pay to transfer funds to friends or family.
• Enroll and view eStatements.
• Track expense and develop a working budget with Online Budgeting Tools.

Enrollment is easy - you will need your primary account number (7 digits or less), date of birth and last four of your social security number. (Must be the primary account holder).

Ratings and reviews

This app has come a long way from the initial offering. There are only 2 things that I do not like. 1. The app only tells me the current balance in my accounts and I have to do the math to figure out the available balance, and 2. Whenever I use my card at the gas pump, I see a hold of $0 until the purchase clears. My old bank knew what the amount was and put that on hold.

It works ok. You can view your balances easy enough. You can transfer to other cefcu accounts easily. Plus it has a fingerprint passcode. But it just shows pending charges. It doesn't show your balance and available balance. It should have both on there instead of trying to figure out what's posted, what doesn't show up yet and how much I actually have in my account.

The balance shown isn't always correct. Pending transaction doesn't change the total balance till it officially goes through. Requiring you to calculate your true balance if you want to real number. Also some transaction won't show as pending or posted for days sometimes even a little over a week. It's very possible you'll forget. I've over drafted a few times because of that, my fault should of payed more attention. However, feels like a predatory tactic to me.

What’s new

Minor bug fixes and Security enhancements