CEFCU Mobile Banking

CEFCU

About this app

The CEFCU Mobile Banking App allows CEFCU Members and CEFCU Business Members to log into their accounts using the same Login ID and password as CEFCU On-Line ® Banking.

CEFCU Mobile Banking allows CEFCU Members and Business Members to:

• Make CEFCU loan, mortgage, or Credit Card payments.
• Transfer funds to/from all your CEFCU accounts or from external accounts.
• Check balances and history.
• Find CEFCU Money Center 24® and CO-OP ATMs.
• Locate Member Centers and shared branches.
• Mobile Check Deposit allows you to deposit checks directly to your Checking Account.
• Pay bills via CEFCU Bill Pay.
• Set up Alerts.
• Reorder checks for your account.
• Send secure messages to CEFCU Representatives.
• Use CEFCU My Pay to transfer funds to friends or family.
• Enroll and view eStatements.
• Track expense and develop a working budget with Online Budgeting Tools.

Enrollment is easy - you will need your primary account number (7 digits or less), date of birth and last four of your social security number. (Must be the primary account holder).

Ratings and reviews

It works ok. You can view your balances easy enough. You can transfer to other cefcu accounts easily. Plus it has a fingerprint passcode. But it just shows pending charges. It doesn't show your balance and available balance. It should have both on there instead of trying to figure out what's posted, what doesn't show up yet and how much I actually have in my account.

Great app. Lots of features. More features than I need. The only features that don't work well are: 1. the graphics tools for budget, etc. Oftentimes I see duplicate entries, which skew the numbers. 2. I cannot fully manage how transactions are auto labeled, so some get labeled rather oddly. This is especially true of transactions that are auto labeled as income or external transfer (i.e. a PayPal transfer). The tools that exist are very limited.

Hit or Miss, my most frequently used feature is the MyPay. This is an extremely convenient tool for transferring money. However, I would say every 2 out of 5 attempts is met with an error. Occasionally, the MyPay page is not available at all. Overall, the app meets my needs. As a daily user, it does cause some frustration when I'm on the go jumping from my carrier's network to various WiFi connections.

What's new

Minor bug fixes and Security enhancements