Plan & Multiply: Budget

Taliane TCHISSAMBOU

In-app purchases

About this app

You know that knot in your stomach at the end of the month? You stare at your account, no idea where the money went?

Plan & Multiply isn't just a budget app. It's a calm voice that helps you take back control of your spending, without judging you.

WHAT YOU CAN DO

• 100% without a bank connection — no passwords, no scraping, fully private and yours to control
• Log an expense in 3 seconds — one tap, that's it
• Add an expense from your home screen — long-press the icon, without opening the app
• See your available money and allocate it in one tap — you decide, the app recalculates
• See exactly what you can spend today — no more mental math
• Catch price hikes and duplicate subscriptions — the app alerts you before you pay
• Share a budget with your partner — free, no account needed
• Run several budgets in parallel — personal, couple, vacation project
• Track recurring bills that match themselves automatically — rent, Netflix, insurance
• Build healthy habits month after month — no childish badges or levels
• Keep a long-term wealth view — accounts, real estate, investments
• Follow the 3F method — Fixed, Flexible, Future, grown-up and simple
• Work 100% offline — your data stays with you
• Talk with Kim, a kind and discreet money coach — 100% private, no ads, no data resale
• Use the app in 6 languages — English, French, German, Spanish, Italian, Portuguese

COUPLE SHARING

Inviting a partner and read-only sharing of a budget are included for free. Two-way sync, automatic settlement of shared expenses and shared jars are Premium.

THE 3F METHOD

Plan & Multiply splits your income into three clear zones:
- Fixed: your recurring bills, checked off as they go through
- Flexible: your spending envelopes for daily life
- Future: your savings jars with goals and deadlines

Every dollar has its place. You know exactly what you can spend today.

100% YOURS

No bank connection. No scraping. No data resale. The app works offline, and your data is encrypted before any sync.

PREMIUM

Premium unlocks: two-way couple sync + auto settlement, long-term tracking across months, continuous subscription audit, shared jars.

Premium comes with a 7-day free trial. Monthly or yearly — the price for your country is shown in the app and on your Google Play page. No commitment, cancel anytime.

What’s new

New card-based home (Track / Goals / Balance), default for new accounts; your current home does not change.
Opportunities: without a subscription you now see the number and nature of savings leads.
Semi-monthly income: the saved amount is exactly the one shown when entering it.
Your country name appears in your language during sign-up.
Fix: no more false over-budget alert when no budget is set.