Mkobo-100% transparent Banking

MKOBO Microfinance Bank

About this app

Mkobobank - The digital bank for salary earners, self-employed, and entrepreneurs that gives you access to up to 50% of your earned salary before Payday at ZERO interest anytime!

Mkobobank is a neo-bank providing financial services that are fair, simple, and affordable which will ultimately boost your financial wellness as an employee or entrepreneur.

Need emergency funds to cater to personal needs e.g bill payment, family expenses, transport fare, home or car repairs, hospital bills, etc.

With Mkobobank, you can make every day your payday with EarlyPay withdrawals.

We give you access to up to 50% of your accrued/earned salary at any time with no interest charged.

Say goodbye to loans with high-interest rates or wait till month’s end to get paid.

Download the Mkobobank app today

Why Mkobobank?
- Earlypay - Access up to 50% earned salary with 0% interest anytime.
- Mkolo - Earn up to 15% interest per annum with our automated goal-based savings feature and watch your money grow!
- Transparent Charges - NO card maintenance fee, NO account maintenance, NO SMS notification charge!
- SingleView - Have multiple bank accounts? Make life easy and link all your bank accounts to Mkobobank to see all your balances and transactions.
- Financial Education / Budgeting tool
- Bill payments - Pay for airtime, Electricity bill, Internet Data Subscription, etc at no extra cost.
- Cash backs - Enjoy cashback on airtime and data subscription
- Fairplay - Enjoy our Fairplay promise - say goodbye to those unfair bank charges! You earned the money and you deserve to keep it!

How to get started

- Download the Mkobobank app
- Sign up and create your bank account
- Update and complete your profile
- Upgrade to tier 2 or 3 by providing the required KYC.

Enjoy fairplay banking

Mkobobank - “Every Kobo Counts”

Security
Mkobobank takes your security very seriously. We use highly bank-grade encryption to secure your personal data

Regulatory
Mkobobank is owned and managed by Mkobo Microfinance Bank Limited which is fully licensed by the Central Bank of Nigeria (CBN). All Customer deposits are protected by the Nigeria Deposit Insurance Corporation (NDIC).


Privacy & Permissions

Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website and app.

We take privacy seriously - all data you choose to share with us is encrypted and your personal information will never be shared without your consent. Read more on our website: https://mkobo.bank/privacy-policy

Get in Touch

You can always reach us via the following channels:

Social media: @mkobobank on Instagram, Twitter, LinkedIn, and Facebook.
Email address - [e-mail]
Website - https://mkobo.bank

We’d love to hear from you!

Ratings and reviews

Infact I supposedly not to give any star at all, because this is the most useless and sluggish app I ever downloaded, can easily receive money from other bank but find it so difficult to send to other bank or account. Sometimes, signing in get difficult as if I can't remember my login. For you who just see the advert and feel like downloading it please do not I repeat don't download the app because it's more or less like nothing. Thank you.

Disappointed! The app doesn't feel ready for public use yet at all. The UI is meh. The major options such as savings are unavailable. To worsen matters, I couldn't get the customer representative to delete my account because I don't feel comfortable with they keeping record of my BVN details.

Some suspicious app. Easy registration that was quite too easy. Then I sent some money to test the app and see if it actually works. Sending money to the app was super easy but then trying to send the money back to that account to test it's transfer speed and it keeps saying my transfer is pending (since morning) each time I try to transfer the money back but when I go back to the dashboard, it'll show the money is still there. Tried to buy recharge card with the money but that failed too. FLEE!

What's new

Enhancements