3.1
18.7K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Open a Global Bank Account in Minutes, for Free.

Receive, send, exchange, and manage multiple currencies in one app. Open a foreign UK, USand EU bank account from your phone for free.

✅ Instant
✅ No monthly fees
✅ Multilingual Support

Why Grey Stands Out

- Receive your global payments with ease.
- Exchange world currencies at the best rates.
- Send money to your clients and loved ones across 80+ countries.
- Make international payments with a virtual dollar card that just works.
- Generate and send professional invoices to your clients in one tap.

No Boundaries for Your Money

When you open your global bank account with us, you get access to hassle-free global banking.
Whether getting paid for freelance jobs, receiving salaries on time, or paying your tuition, we’ve covered you in multiple currencies.

Global Money Transfer

With Grey, send money to freelancers, business associates, and loved ones anywhere in the world. When you send money with Grey, they'll receive funds swiftly and securely. Plus, our competitive rates mean they get even more.

Easy Foreign Exchange in Seconds

Get the best market exchange rates when you swap with Grey. Track our real-time rates on the rates page. Withdraw your conversions directly into your local bank account and receive them swiftly.

Bill Payments, Simplified

With the Grey app, sorting out your bills has been made easier. From essential utilities to unexpected expenses, ensure every bill is handled on time. Enjoy the peace of mind knowing that all your payments are just a tap away, streamlined, and secure.

Gift Cards

Buy and send gift cards to your loved ones from global stores in just a few taps.

Want to make it unique? Grey lets you add a personalized message, and once you tap send, we'll deliver it straight to your loved ones.

Professional Invoices for Your Global Clients

Craft and send professional invoices with a single tap, ensuring your global clientele experiences seamless and timely transactions. With us by your side, your international payments become swift and straightforward, helping you focus on what you do best.

Around-the-Clock Support

Stay updated with instant push notifications for your transactions. Need assistance? Reach out via our in-app chat or drop us an email at [support@grey.co](mailto:support@grey.co). Our dedicated customer support team is here to assist you 24/7.

Protected and Regulated

We are regulated by FinCEN and FINTrac, so your money is always safe.
Updated on
Dec 9, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos, App activity and 2 others
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.1
18.5K reviews
Fayemi Boluwatife
November 23, 2025
Very disappointing service. I received two payments (£300 and £100) and Grey failed to credit both. Even after providing every document they asked for, the £300 was marked failed, and the £100 is still missing. This has affected my business because my buyer is now unavailable to resend. Grey is unreliable for international payments. I’ll never use this app again, and I’ll advise others to stay away.
173 people found this review helpful
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Grey Finance
November 23, 2025
Hi Boluwatife, we’re really sorry to hear about this and apologize for the inconvenience this has caused. For security and compliance, some transactions require verification before they can be completed, and funds may be reversed if verification fails. Please send us an email at support@grey.co so we can help resolve any issues you're experiencing.
Adedeji Charles
December 24, 2025
I would have given you a 4 or 5 but the service has steadily declined in quality over the months I've been using the app. At first the EU agreement was scrapped which means direct transfer from PayPal was no longer possible then my last two transactions were reversed after asking for several documents which I provided and I lost those funds as the customers refused to resend my payments. Grey is a useless app and I advise any serious online vendor to find an alternative
1 person found this review helpful
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Grey Finance
December 10, 2025
Hi Charles, We’re sorry your experience didn’t meet expectations. EUR deposits from PayPal are now automatically declined for compliance reasons; Grey did not make this decision alone. Reversals occur when a payment fails the verification process. If anything is unclear, please email support@grey.co we'd be happy to help!
Gabriel Godwin
December 12, 2025
I was initially very disappointed with Grey because my deposits kept failing, and I couldn’t withdraw either. I contacted the support team.. although it took some time, it was resolved within 24–72 business hours. Overall, it’s a good application with one of the best exchange rates
7 people found this review helpful
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Grey Finance
December 9, 2025
Hi Gabriel, We’re really sorry for the frustration this has caused. Even though you completed the verification, the payment unfortunately didn’t pass the verification process. We sincerely apologize for the inconvenience.🙏

What’s new

We've been busy making the Grey app even better, and this version has some exciting updates that will make sending and receiving money around the world smoother than ever.
Here's what's new in Grey v2.8.5:
- Bug fixes & Improvements.
We want you to have the best app experience on Grey, so we've fixed some bugs and made tweaks to keep things running smoothly.
Love,
The Dev Team