4.7
22K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

Open a Global Bank Account in Minutes, for Free.

Receive, send, exchange, and manage multiple currencies in one app. Open a foreign UK, USand EU bank account from your phone for free.

✅ Instant
✅ No monthly fees
✅ Multilingual Support

Why Grey Stands Out

- Receive your global payments with ease.
- Exchange world currencies at the best rates.
- Send money to your clients and loved ones across 80+ countries.
- Make international payments with a virtual dollar card that just works.
- Generate and send professional invoices to your clients in one tap.

No Boundaries for Your Money

When you open your global bank account with us, you get access to hassle-free global banking.
Whether getting paid for freelance jobs, receiving salaries on time, or paying your tuition, we’ve covered you in multiple currencies.

Global Money Transfer

With Grey, send money to freelancers, business associates, and loved ones anywhere in the world. When you send money with Grey, they'll receive funds swiftly and securely. Plus, our competitive rates mean they get even more.

Easy Foreign Exchange in Seconds

Get the best market exchange rates when you swap with Grey. Track our real-time rates on the rates page. Withdraw your conversions directly into your local bank account and receive them swiftly.

Bill Payments, Simplified

With the Grey app, sorting out your bills has been made easier. From essential utilities to unexpected expenses, ensure every bill is handled on time. Enjoy the peace of mind knowing that all your payments are just a tap away, streamlined, and secure.

Gift Cards

Buy and send gift cards to your loved ones from global stores in just a few taps.

Want to make it unique? Grey lets you add a personalized message, and once you tap send, we'll deliver it straight to your loved ones.

Professional Invoices for Your Global Clients

Craft and send professional invoices with a single tap, ensuring your global clientele experiences seamless and timely transactions. With us by your side, your international payments become swift and straightforward, helping you focus on what you do best.

Around-the-Clock Support

Stay updated with instant push notifications for your transactions. Need assistance? Reach out via our in-app chat or drop us an email at [support@grey.co](mailto:support@grey.co). Our dedicated customer support team is here to assist you 24/7.

Protected and Regulated

We are regulated by FinCEN and FINTrac, so your money is always safe.
Updated on
Jun 18, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos, App activity and 2 others
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
21.9K reviews
Temitope Blessing
February 22, 2023
Well, they are reliable & good. So I'm rating four stars. Transaction use to delay, once it enter, it will shows pending, for almost a day or two days, which is very bad. The best is to make the transaction successful and completed immediately it entered. We are tired of this pending issues that's requesting for documentation such as source of funds, relationship btw you and sender, purpose of transaction. pls remove all these, so as to enjoy the fullest service from you. Thanks.
50 people found this review helpful
Did you find this helpful?
Grey Finance
November 8, 2023
Hello Temitope, Thank you so much for sharing your experience with us. Your feedback helps us improve our service for everyone. If you have any other suggestions or questions please contact us at support@grey.co. We look forward to hearing from you!
Joshua Olujinmi
August 15, 2024
I personally won't advice people to opt for Grey. I have been trying to get out a payment of 550 dollars since September last year. I presented All necessary documents to support staffs.The payment was made via bank transfer to a bank account I was given. When Grey was still using that. Till now. The money no come out. On my account. Na abandoned dem write. I mean. Such lack of integrity. Contacting customer support sometimes is a waste of time as well. Often does not yield much
65 people found this review helpful
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Grey Finance
August 15, 2024
Hi Joshua 👋 Thank you for bringing this issue to our attention. We apologise for any inconvenience you're facing. To resolve this matter promptly, please contact our support team at support@grey.co with all the relevant details. Your satisfaction is important to us.
Nelson Micheal
March 6, 2024
First time using grey and I'm not impressed. For the past couple of days they keep asking me about verification before I could get the money deposited in my grey's account. That's frustrating honestly. I needed the money for emergency purpose yet I have waited for 6 days and they keep asking for verification. This is so wrong. Please try and fix this so, we could enjoy the full app service. The payment has been on pending ever since 😡. Once it's fixed I'll give it a 5 🌟.
17 people found this review helpful
Did you find this helpful?
Grey Finance
March 8, 2024
Hello Nelson, Thank you for taking the time to provide your feedback. We’re sorry to hear you had a frustrating experience. We apologise that our service did not meet your expectations. To resolve this matter promptly, please contact us at support@grey.co with all the relevant details. Your satisfaction is important to us.

What’s new

We've been busy making the Grey app even better, and this version has some exciting updates that will make sending and receiving money around the world smoother than ever.
Here's what's new in Grey v3.11.0:
- Bug fixes & Improvements.
We want you to have the best app experience on Grey, so we've fixed some bugs and made tweaks to keep things running smoothly.
Love,
The Dev Team