Mocasa: Pay Later & Quick Loan

Mocasa

About this app

Unlock your way to a smarter financial choice with Mocasa! With Mocasa, you can not only obtain a virtual Mastercard, but also a cash loan just in a flash.

Mocasa Quick Loan Introduction:
Loan amount: ₱3,000.00 - ₱50,000.00
Loan term: 91 days - 180 days
Maximum APR: 30%
Transaction Fee: 0
Other fees: we will charge ₱20 flat service fee for per transaction

For Example:
91-days(3 months) loan with interest rate of 12%, and principal amount is ₱10000
Total Interest fee: ₱10000*12%/365*91= ₱299.17
Service fee: 0%
Total repayment : ₱10000*12%/365*91+10000=₱10299.17
Monthly repayment: ₱10299.17/3=₱3433.06

Mocasa company is licensed by PSEC:
Corporate Name: Philippine Cashtrout Lending Corporation
Business Name: Mocasa
PSEC Registration Number: CS201910407
Certificate of Authority (CA): 3015

Note: Always study the terms and conditions and the disclosure statements before proceeding with any transaction

Loan application requirements:
✅ 21+ years old
✅ Filipino citizen
✅ Have 1 government-issued ID
✅ Have a stable income

➡️ How simple is the quick cash loan process?
• Download the Mocasa app
• Fill out our quick loan application in the Mocasa loan lending app
• Wait for evaluation
• Get fast cash sent directly to your Bank Account/GCash/Lazada Wallet/Maya Wallet

Mocasa Advantage:
✅ Convenient Online App
✅ Instant Cash Loan
✅ Simple Loan Process
✅ Easy Approval
✅ Low Interest and Fees

What’s Mocasa virtual Mastercard?
Mocasa virtual Mastercard works just like a digital credit card especially issued to Mocasa users. By using Mocasa virtual Mastercard, users can enjoy the freedom of shopping whenever you want.
1. Shop whenever and wherever you want by adding your Mocasa virtual Mastercard as a payment option when you’re paying online, including but not limited to e-commerce, food delivery, car service, etc.
2. Enjoy up to 50-days interest-free billing cycle just like using a credit card. Save more with Mocasa!

How to get approved for a Mocasa virtual Mastercard?
1. Download Mocasa sign up with your phone number
2. Choose Mocasa Standard Account and fill in your info to submit your application.
3. Wait for approval. Activate your Mocasa Card after approved! Start enjoying your shopping.

More ways to use your Mocasa credit if you’re a Mocasa Standard Account or Constructive Account user!
1. Pay at over 700,000 Merchants In-store Nationwide
Shop with ease using your Mocasa credit at any QRPh-supported merchant like Jollibee, McDonald’s, AllDay Supermarket, Abenson’s, National Bookstore, Petron, SeaOil, Mercury Drug Store, and many more.

2. Pay Utility Bills, Buy Load and Data
Get all your utility bills paid such as electricity, internet, and cable, water, buy load and data for your phone, and even do it all on credit. With Mocasa, you can pay on the spot - no more waiting for bills to arrive or going to the store to buy a load. Get the convenience you deserve and make life simpler with Mocasa!

We Want to Hear from You!
We will be fully with you 08:00 – 20:00 from Monday to Sunday and will get back to you ASAP during non-business hours.

Email Us at:
[e-mail]

For any inquiries, you can also reach to us on Facebook:
https://www.facebook.com/MocasaCustomerServicePH/

Ratings and reviews

I had a smooth experience with Mocasa! The approval was fast, and the app is very easy to use. The process was hassle-free, and I received my loan quickly when I needed it most. Customer service is also responsive and helpful. Highly recommended for anyone looking for a reliable lending app!

Not well-regulated!!! So, I was about to try this app and fill in some details until I reached submitting ID, but suddenly it says that someone has used my PRC license already and take note with a different name and phone number. How did they accept those people without even cross checking the ID, face, and username. I don't know how that someone got my PRC details. You should have delete it. It's identity theft!!!

Mocasa has been a lifesaver for unexpected expenses. The application process is incredibly streamlined—minimal paperwork and it's all done online. Approval is surprisingly fast, often within minutes, which is exactly what you need in an emergency. The loan is disbursed quickly, and they have multiple repayment options. I also appreciate the transparent interest rates with no hidden fees and the helpful reminders so you don't miss a due date. However, I do hope they offer more flexible, longterm

What’s new

Some Technical Optimizations