Moniepoint Personal Banking

4.5
124K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Moniepoint provides easy access to personal banking solutions. With your bank account, send and receive money instantly, pay bills with ease, manage your savings and purchase airtime credit easily.

With Moniepoint’s debit card you’ll have access to all ATM and POS Terminals nationwide.


Moniepoint is the best banking solution for your banking needs. With your bank account, enjoy instant transfers, receive money, send money, manage your savings and buy airtime.

SEND MONEY, BUY AIRTIME AND GET A DEBIT CARD


Get a debit card from the bank that provides Nigeria’s most trusted POS terminals. Avoid failed transactions with other ATM cards. Get a card that you can easily request, activate and manage from your app.

Moniepoint makes it safe and easy to use your money. You can carry out your everyday money transactions on the move with the Moniepoint Personal Banking app. Sign up and enjoy a wide range of financial benefits for your bank payments.

MANAGE YOUR PERSONAL BANKING WITH MONIEPOINT


- Secure Mobile Banking Experience. Moniepoint employs state-of-the-art security measures to protect your information. Your personal and financial data are encrypted and stored securely, ensuring you enjoy banking, purchase airtime credit, handle your savings with peace of mind.

- Receive and Send Money with Ease. With your Moniepoint bank account, you can receive and send money instantly. Enjoy instant and secure money transfers. No queues, no paperworks, instant alert notification.

- Request a savings plan. Moniepoint allows you to open a savings plan that matches your saving needs. You can choose a flexible, fixed or locked plan, without any limit on the amount of plans you can open for you to have the best banking experience.

- Moniepoint Debit Cards. Looking for a debit card you can use for money transactions? Experience real convenience with a Moniepoint Debit card. Request our ATM card and get it delivered within 48h.

- Resolve issues Seamlessly. Moniepoint offers a unique feature that allows you to settle disputes directly from the app. Our team is here to ensure that your concerns are addressed promptly.

- Utility Bill Payments. Tired of the usual bill payment process? We make it easy to settle your utility bills. From electricity to internet bill payment, you can make payments faster and easier.

- Airtime & Data Purchase with Cashback. Enjoy a 2% cashback when you purchase airtime credit and data from the app.

- Easy offline banking. Easily transfer funds, top-up airtime and data, check your balance, reset your PIN, block and unblock your account without internet connection by dialing *5573#.

- Moniepoint Rewards. Earn cashback on your first three daily interbank transfers and on your first weekly airtime top-up and weekly bill payment (new users only).

HOW TO REGISTER A MONIEPOINT PERSONAL BANK ACCOUNT


You can create an account tailored to your financial needs in less than 5 minutes. Simply download the app and follow the instructions.

Once you finish setting up your account, click on the card menu to request a debit card and it will be delivered to your doorstep within 4h. No need to visit the bank.

Moniepoint Microfinance Bank is regulated by the Central Bank of Nigeria (CBN) https://www.cbn.gov.ng/supervision/inst-mf.asp

Contact us
Our committed support team is prepared to assist you.
Helpline: 01 888 9990
Website: www.moniepoint.com
Whatsapp: +234 908 843 0803
Facebook, Twitter, Instagram & YouTube: @moniepointng
LinkedIn: Moniepoint Nigeria
Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos State.

Managing your personal banking has never been easier with Moniepoint. Send money transfers, request a debit card, manage your money and your bills, handle your savings and purchase airtime credit & data all from the app. Download Moniepoint Personal Banking and enjoy financial success and freedom!
Updated on
Oct 8, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos and App info and performance
This app may collect these data types
Personal info, Photos and videos and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
124K reviews
Kelvin Chinemerem
September 15, 2025
This app is the best. As a 16-17 year old,I can create an account. It's fast and reliable, no delays. A phone number can also be used as an account number, no stress, just ease made available at Ur fingertips. I'll definitely be using Moniepoint Personal Banking as long as it gets. The Savings account is cool and strict, made to control overspending. Online transactions are faster too. Keep up the gud work DEVS.🤩🤩
2,275 people found this review helpful
Did you find this helpful?
Moniepoint
September 15, 2025
Hi Kelvin, We’re thrilled to hear that you’ve had a seamless experience with Moniepoint. Thanks for the kind words and for trusting us.
Francis Victor
September 30, 2025
The interface of the app has improved considerably. Only complaints is that I still can't make use of biometrics to authorize transactions even though I've turned it on. It's frustrating using the pin everytime. I can use my fingerprint logging in but can't use it to authorize transactions. Don't know if I'm the only user facing this. please kindly look into it, I'll actually rate better if this is fixed
45 people found this review helpful
Did you find this helpful?
Moniepoint
September 30, 2025
Hi Victor, Thank you for your detailed feedback! We’re glad you love the new interface. We’re sorry about the challenge with using biometrics for transaction authorization. Your suggestion has been noted and will be shared with the relevant team for review. We appreciate your patience and trust.
Modiboii Hotep
September 15, 2025
The services are slow. They could be improved on. And I suggest you find a way to ease the process of hiding and showing one's account balance. It's too rigorous having to go round settings to turn it off and back to turn it on again. Try adding just a button for ease of access. Generally, services are slow on Moniepoint and I can't say why exactly.
191 people found this review helpful
Did you find this helpful?
Moniepoint
September 16, 2025
Hello, Thank you for sharing your feedback with us. We apologize for the slowness you’ve experienced and understand your concern regarding balance concealment. Your suggestion for a quick-hide button is very helpful, and we’ll forward it to the relevant team as we continue working on improving both speed and ease of use.

What’s new

Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!