Stockpile: Money for Families

Stockpile, Inc.

About this app

Stockpile is the money & investment app for families. With debit cards of their own, kids & teens under 18 learn to budget, spend smart, & save for the future. Families learn about the stock market, start investing together, & earn discounts on college tuition.1 Join 1+ million kids & parents who have signed up for Stockpile to build good money habits & invest for the future.

BENEFITS FOR KIDS & TEENS UNDER 18
-Get a cool debit card that shines under UV light.
-Spend on the go & track purchases right in the app.
-Watch your money grow with 4.00% APY2 on your savings.
-Withdraw money at ATMs.3
-Deposit cash at 90,000+ retail locations.4
-Start investing with $5 & buy fractional shares of your favorite companies.
-Learn about all things money & investing.

BENEFITS FOR PARENTS & GUARDIANS
-Banking & debit cards for kids & teens, with safety features & ATM limits.
-Send money in seconds.
-Set up automated allowances.
-Get real-time notifications & see every transaction.
-Invest in 3,000+ stocks & ETFs, starting with $5.
-Help your kids learn to invest. They research investments & send requests; you approve every trade.
-Get personalized investment recommendations.
-Earn up to $4,800 per year in college tuition discounts with the Stockpile Tuition Rewards Program.1
-Keep your family safe: change a PIN or lock/unlock a card in one tap.
-Learn about all things money & investing with the in-app learning center.
-Fraud prevention, security services, phone & chat support.

PLANS & PRICING
Family Base: Investing for 1 guardian & up to 5 kids, with fractional trading, personalized recommendations, & in-app learning center. (Starts at $3.95/month).

Family Plus: All Family Base features, plus debit cards & savings for up to 5 kids. Earn $200+ worth of tuition discounts every month.1 (Starts at $6.95/month).

Find your plan & view eligibility requirements: stockpile.com/pricing

Stockpile is a financial technology company, not a bank. The Stockpile Membership Deposit Account & the Stockpile Tuition Rewards Debit Account are provided by, & the Stockpile Tuition Rewards Visa Debit Card is issued by, Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc.

(1) The Stockpile Tuition Rewards Program is provided by SAGE CTB, LLC. & Tuition Rewards is a Registered Trademark of SAGE Scholars, Inc. Eligibility requirements, membership fees, & terms apply. For more information please visit tuitionrewards.com. Tuition Rewards points are obtained through a Stockpile Family Plus membership plan only.

(2) The Stockpile Tuition Rewards Debit Account offers a savings vault feature. Once a savings vault is set up, interest is paid monthly on the average daily balance in the vault during the month if the account is in good standing. Fees on the Stockpile Tuition Rewards Debit Account may reduce earnings on your associated savings vault. 4.00% Annual Percentage Yield (APY) effective as of August 28, 2025. APY and interest rate may change before or after you open an account. Interest earned in savings vaults will be reported under the Social Security number of the adult owner of the account. See Deposit Agreement for terms & conditions.

(3) See here for in-network ATMs. 1 free withdrawal per monthly statement period, $3 per withdrawal thereafter. $3 for out-of-network withdrawals, plus any fee the ATM owner may charge. Limits apply.

(4) Retail service fee up to $4.95 & limits apply.

(5) This material is prepared by Stockpile Investment Advisors, Inc., an SEC-registered investment adviser. SEC registration does not implicate any particular level of skill or training. Investing involves risks, including the potential loss of principal. Please review our Form ADV Part 2A & Form CRS for more details about our services, fees, & risks associated with our advisory offerings.

https://www.stockpile.com/terms
https://www.stockpile.com/privacy
© 2025 Stockpile, Inc. San Francisco, California

Ratings and reviews

App won't open unless I reboot my phone--every time! This is annoying. My other issue is when I toggle the reinvestment option on or off, my change is reflected in the wording of dividend notifications, but my available cash shows the opposite. I had to contact support the first time it happened, but then it's happened 1 or 2 more times. I can't tell if my desired action is truly happening or not. Otherwise, I enjoy Stockpile and appreciate being able to invest very small amounts.

Pros: App looks great. Nice home screen. Fairly easy to navigate and lookup companies. Best of all - you can buy fractions of shares. Good for people who want to invest but can't afford full shares. Cons: Excludes many companies (maybe they are in a different index). Cannot set stock price alerts (at least not that I could find). Trades are expensive ($0.99), and you can only buy from one company at a time so you get charged the fee as many times as companies you buy stock from.

Starting charging a monthly fee without giving customers an option to decline. If they dont have a form of payment, they use the funds in your account. If you choose to close your account and still have funds, they mail you a paper check... Really?! It's 2024... Also, I saw no options to keep and transfer stocks to a different broker. I understand a business needs to generate a profit, and member fees are a great way to do it, but the way they went about it was sleazy.