ZEN.COM for peaceful payments

4.1
38.3K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Make your payments more ZEN.

Setting up the ZEN account means the end of chaos in your personal finances – you will have total control over your shopping expenses and payments. With it, everyday life will be simply easier – challenges such as processing online costs in different currencies or managing refunds will no longer trouble you. ZEN will allow you to deal with them swiftly and calmly.

There are many benefits to ZEN account, and you will certainly appreciate:

One account with many currencies
ZEN can be found and used just with your mobile device. Thanks to its own IBAN it will serve just like a regular bank account. Feel free to collect various currencies and use them whenever you want, completely free.

1-year warranty extension
Boost the manufacturer’s product warranty – it will be a year longer when you pay with your ZEN card. No paperwork, no additional procedures – ZEN app has everything you will need.

Zen Care – Shopping Protection
The ordered product is broken on arrival or has other faults? ZEN Care will allow you to request a refund and get the money back as quickly as possible, wired directly to your account.

Instant cashback
You will get up to 15% of what you spend back when using special cashback links – after your ZEN Mastercard® checkout, you will find your account balance pleasantly higher.

ZEN shopping Mastercard
ZEN account will help you manage any online purchases and finances with physical and virtual cards.

Online shopping with no extra costs
Your online purchases will no longer be associated with steep transaction fees just because you do not use your local currency. ZEN will make sure that the price that you will see is the price you are going to pay, one-to-one. Additionally, ATM withdrawals in different currencies will be free too according to your plan.

Feel the spirit of ZEN - choose freely between free & paid plans and adjust them to your needs.

Find out more about ZEN at:
https://www.zen.com/
Updated on
Oct 9, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
38K reviews
Abner Dimetros
June 5, 2025
It was working great for the first two months, I even used the premium subscription, but then out of nowhere they decided to close my account and the only way I could get my money is through a swift transfer. They did not reimburse the transfer fee. They did not refund my subscription which I didn't get to use. ABSOLUTELY ABYSMAL SERVICE!!!
9 people found this review helpful
Did you find this helpful?
ZEN.COM
June 5, 2025
Hello, thank you for your comment. We are sorry to read about your dissatisfaction with ZEN.COM service. We assure you that ZEN.COM follows compliance rules and doesn't block access to account without a reason. You can always address your concerns at hello@ze.com. Regards
Igor Yurasov
October 4, 2025
Too much limits they have. Not serious. I have paid a few thousand by card and they closed the account. For little shopping would be not too bad, but of course not for traveling, they can block your cards instantly if you pay money to another bank card, after some time closing accounts.
3 people found this review helpful
Did you find this helpful?
ZEN.COM
October 6, 2025
Hello, we are sorry you are not able to longer use ZEN account. As a financial institution, we are obliged to comply with the law and Bank of Lithuania regulations. If you have any concerns regarding the situation feel free to contact us at hello@zen.com.You can also find out more here: : https://ask.zen.com/hc/en-us/articles/11781766456732 Regards
W G
September 26, 2025
interface design is creative and different in a good way, but.. it has an annoying animation on the landing page and no sign of any of the buttons, links or access you need to get on with using it. in fact the entire app is difficult to navigate and you always left searching for what you need
Did you find this helpful?
ZEN.COM
September 29, 2025
Hello! Thank you for your feedback! We’re glad you found the interface creative, and we’ll pass your suggestions on to our team. We’ll carefully review the points about navigation, animations, and usability to improve the overall experience. Regards!

What’s new

We’ve streamlined the activation process for the new physical ZEN Pro Card with additional Travel Cards for cash withdrawals. Order your new physical ZEN Pro Card to keep your ATM withdrawals under control – all with a single plastic card.