Smart Banking

UniCredit Bank Czech Republic and Slovakia, a.s.

About this app

With Smart Banking you always have your bank at your fingertips. The application is user-friendly and most of all secure. It enables you to enter payments, create and edit standing orders, pay a credit card, or activate a debit card. Access to the application as well as payment signatures are protected by your PIN code or biometric data.

Smart Banking also includes Smart Key, which you can use to authorize payments and other orders entered in Online Banking, both online and offline. In online mode using push notifications and in offline mode by scanning QR codes. You can also easily change your credentials. In case you forget your credentials, you can reset them using a photo of your ID and a selfie video. The application itself will guide you through the reset.

But the application can do many more things!

• Learn about what’s going on in your account after you turn on Push Notifications.
• Have you lost a credit or debit card? You can simply temporarily block and unblock the card for free in the app.
• You can adjust the daily limit for credit and debit card according to your needs.
• Add credit to your mobile phone with a few clicks.
• Check your account balance even without signing into the app with the Widget
• You can also make a payment by scanning a QR code (QR payment).
• In Online Banking you can use the Payment templates and stored Beneficiaries in the Smart Banking application.
• Account statements, statements for credit cards and other documents can be found in Documents.
• Get an instant overview of currency rates.
• Are you searching for an ATM or UniCredit Bank branch? You can quickly find them in the application.

How to activate the app?
We have prepared a simple and unified activation process for you. Simply download the application and activate the application by using your Username and PIN. If you do not have this data, but you are a Client of UniCredit Bank, you can obtain it directly in the application.

Ratings and reviews

The app features a clean and modern design, making it easy to navigate. Icons are intuitive, and the layout is user-friendly, allowing quick access to essential features. The app offers a robust set of features, including account balances, transaction history, fund transfers, and bill payments. I particularly appreciate the budgeting tools that help me track my spending. Overall I never had issues with the app or Unicredit themselfs and when I needed the call center was quick and solved it.

I use it in Czechia. Application is quite user-friendly. I have been using this bank's application and services for the last 4 years, and I have never witnessed any technical issues so far. The features on the application are also useful such as Scan and pay with QR, creating QR code for payment requests, Credit top up. Also, spending wizard is really insightful. As a feedback or recommendation, I would add instant payment to or from all Czech Republic based bank accounts without any fee.

As a foreigner, this app has been a lifesaver! It’s like having a mini bank in my pocket, minus the language barriers and paperwork. Easy transfers, instant notifications, and one-tap bill payments make life here way smoother. If you're new to the country, trust me—Unicredit Smart Banking makes life way easier!

What's new

We have made a series of improvements in the new Smart Banking application for you.