Ringgit Loan

Ray Chuah

About this app

Our company is a licensed financial loan company with long experience in Malaysia. We are always on duty for our clients by providing an effective and efficient financial scheme with low interest rates and a fast approval process.

Our financial loans are divided into personal loans, business loans, mortgage loans, and payday loans that are capable of solving various types of money scarcity problems.


Fees & Payments

Minimum payment period: 3 months
Maximum payment period: 24 months
Max. The Annual Percentage Level (APR) is 18%.
The processing fee (Total cost of the loan) is 10%.
Processing Fees (Including Stamp Duty and Legal Fees) depend on the loan amount

For example, a loan of RM 1,000 with APR of 18%, processing fee of 10% and an installment period of 6 months, then the total interest is RM 90 & the total processing fee is RM 100.
The total loan cost = Total Interest + Total Processing Cost = RM 90 + RM 100 = RM 190
Monthly installment = (Loan Amount + Total Interest) / Installment period = (RM 1000 + RM 90) / 6 = RM 181.67.

Customer Service: [phone]
Address: Menara Hapseng 3 Jalan P Ramlee, Kuala Lumpur, 50250 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur

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