Finom • Business Account

PNL Fintech BV (trade name FINOM)

About this app

Finom is a financial service where you can open a banking account, connect your other banks and manage your invoices. Isn't that cool?
Now you can do all these things in one place, and we're working hard to bring new features as fast as possible.

Here are just a few things that you'll find inside Finom app:
- Open a banking account in 5 minutes;
- Connect your other banks and manage them in one place;
- Make a SEPA or Direct Debit payments;
- Receive money from the whole of Europe;
- Create sub-accounts (we call them wallets) and manage your cash flow. All of them have their own IBAN so you can use each of them for different needs;
- Issue a physical or a virtual card for yourself or your employees. You can easily manage cards and set up the limits;
- Cover (we call it reconciliation) all your transactions with invoices or recipes. Your accountant will tell you big thanks for that;
- Invite your employees and easily manage permissions for the whole team;
- Connect your accountant and let them do their job;
- Use smart filtering and searching of your transactions;
- Tag your transactions and invoices to keep everything in order;
- Contactless payments with Apple Pay;

Feel free to contact us in the chat inside the app or write a message to [e-mail].

Ratings and reviews

The app won't let you use it if your phone doesn't pass Google's "Play Integrity" checks. So if you have a custom ROM on your device (LineageOS, GrapheneOS, etc), you simply won't be able to use the app at all ("This device runs unsigned or rooted software version and isn't supported by Finom"). Other than that, the app was decent before they implemented this check.

Now impossible to create an invoice, the app just hangs when I click save and continue. So now I'm forced to update my account and receive a new IBAN, creating me loads of admin headaches as I have to make sure all of my clients update the IBAN. It's going to cause delays and take loads of time.

Awful bank that is not responsible for the services it is providing. There are many bugs in the app. The transactions in Germany are not being processed within 1 business day, as required by Bafin. The integration with Datev is poor, as it can not automatically send invoices to it. This bank is a nightmare.

What's new

The latest version contains bug fixes and improvements.
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