Dosh

Dosh New Zealand

About this app

Dosh is the Kiwi app that helps you spend, save, and borrow money. Cause life is for living, not banking.
*Dosh is not a registered bank. However, your funds are held at a NZ registered bank.

TOTALLY DIGITAL BORROWING
Access our freak’n low home loans with a dosh home loan.
Switch your existing home loan or unlock the key to your new home.
Your ticket to a fast, easy, and totally digital application process with dosh home loans and dosh personal loans.

STRIVE TOWARDS YOUR SAVINGS GOALS
Earn an epic interest rate on your savings while you grow your balance or simply set and forget.
Enjoy unlimited withdrawals with no fees or complicated rules.
Set your savings goals and track your progress.
Funds are held on trust with a registered bank in New Zealand.

EASILY MANAGE AND SPEND YOUR MONEY
Easily manage your money in Stash accounts and put money aside for your regular expenses and spending.
Personalise your accounts with a colour and emoji.
Spend with the Dosh Visa Debit Card and earn rewards. Tap & Go with any Visa-enabled retailer in NZ or shop online at any Visa merchant.

Fine print
You must be 13+ to use Dosh. See our T&C’s in the Privacy Policy. Visit Dosh.nz
Making and receiving payments with the Dosh is completely free. Some retailers may choose to pass merchant fees to their customers who pay with debit cards.
Dosh is a brand of MCA Investments Limited, a registered company in New Zealand (NZBN 9429048713511), and a registered financial services provider (FSP1000801). See terms and conditions at https://www.dosh.nz/terms-conditions.

Ratings and reviews

Awesome company, doing a better job of looking after customer than the banks! Love the fun app set up, great interest rates, cashback is great. This weekend got the bonus of 10% cashback on buying our groceries! Looking forward to taking advantage of changing our mortgage to Dosh and getting a yearly cashback. Would recommend :)

I really enjoyed the rewards and the higher interest rate but then Wedge came on the marked and offer better intrest rates. so sorry.

Pretty easy to use, would be nice if they add features like internal automated transfers, like the main banking apps already have, for regular savings etc.

What’s new

Our latest app release includes enhancements to further improve your experience when using your dosh app.
When you next open your dosh app you’ll notice:
- An improved the experience for users when using the in-app chat function.
- An improved experience for when a dosh Visa debit card expires.
We’re always working to enhance your dosh experience. If you have a minute, please leave us a review. We’d love to hear how dosh is working for you.