Sezzle - Buy Now, Pay Later

61K reviews
Content rating
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About this app

Sezzle is the only Buy Now, Pay Later, that gives you the opportunity to build your credit while you Pay in 4 for your purchases. It's The Responsible Way to Pay™.

Why Sezzle will be your favorite Buy Now, Pay Later:

Buy now and pay over time

Build your credit for free

Easy rescheduling and budgeting

Get access to exclusive deals


Experience the ultimate shopping flexibility with Sezzle, where you can split your purchases into 4 easy, interest-free payments. With Sezzle's instant approval decisions and no hard credit checks, you can start using Sezzle right away, worry-free. So why wait? Start enjoying the convenience of Pay in 4 with Sezzle today!


Make your payments count. Sezzle can help you build your credit for FREE with every installment by giving you the option to have your payment activity reported to major credit bureaus. This means that using Sezzle responsibly can improve your credit score over time. So, if you're looking for a smart way to build your credit while shopping, Sezzle is the perfect choice.¹


Pay on time and your spending power will climb. Sezzle rewards responsible spending and repayment behavior, so the best way to increase your spending power is to use Sezzle consistently and always pay on time. Sezzle makes it easy to see how much you can spend, open the app and tap on a store to see your estimated spending power.


Life can be unpredictable, but Sezzle is here to help. Sezzle helps you stay on top of your budget by sending reminders when upcoming payments are due and making it easy to reschedule payments² when money is tight. With the Sezzle app, you can manage all of your orders and payments in one place – anytime, anywhere.


The Pay in 4 possibilities are endless! The Sezzle app makes it easier to shop big brands like Amazon, Walmart, Target, and thousands more. Whether you’re shopping for yourself or someone else, online or in-store, Sezzle offers more ways to Pay in 4 than ever before.

¹Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Sezzle is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including the financial decisions you make with other financial services organizations. The Sezzle BNPL program and related services will not remove negative credit history from your credit report. Sezzle will report your activities to Experian®, Equifax® and TransUnion® in the United States and to Equifax® only in Canada.

²Payment reschedule eligibility and fees vary by state.
Updated on
Dec 1, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity and 2 others
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

59.2K reviews
Jenna May
October 31, 2023
I really loved this app when I first got it. Signed up for the Premium acct and everything. However, even though they say to increase your credit, be sure to pay early or pay on-time, with literally *every single payment that I made on-time or early*, it reduced my total spending amount once the last payment was made. I began with a $200 limit--it's now $50. In less than two months. My personal credit hasn't changed; no missed payments. There is no explanation. Do not bother with this app.
117 people found this review helpful
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Sezzle Mobile
November 8, 2023
We understand your concerns. Spending power may change over time, but unlike a failed payment which may cause a decrease, paying early has no negative impact. If you’re experiencing unusual behavior, we’d be happy to take a closer look and help however we can! Please reach out to us at We’ll meet you there.
Marie Cerda
October 29, 2023
I got an email that I have credits that are expiring, which apparently you can only check in the app now. But the app freezes and crashes every time I try to use it. Can't check whatever credits are expiring, can't even access my account, nothing works once I login. Trying to force everyone to use an app that is unusable doesn't seem like a great business decision. Tried uninstalling, etc. Still doesn't work. I guess I will no longer be using this service.
86 people found this review helpful
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Sezzle Mobile
November 3, 2023
We’re here to help! We appreciate the troubleshooting steps that you’ve completed so far and would like to assist. Reach out to us at so we can check into this behavior together to find a solution!
Chris Bray
October 4, 2023
Too easy to mistakenly agree for a monthly service they won't refund if you accidentally agree by hitting a single button. Edit: I didn't know I had signed up for a subscription and used the temporary card number to make a purchase. When I went to look at my order confirmation and saw an email from Sezzle about the fee I paid. Because I used it they wouldn't refund due to their "politics" even if I got the order cancelled. This was all within 10 minutes of accidentally signing up for the svc
103 people found this review helpful
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Sezzle Mobile
October 4, 2023
We appreciate your feedback and we're sorry to hear you mistakenly started a subscription. If a cancellation request is not made within a certain timeframe we may be unable to provide a refund. We'd like to learn more about your issue, please send us details to Thank you

What's new

Cool new features, performance improvements and bug fixes to our app to provide you with a better shopping experience every time. Be sure to update or simply turn on automatic updates!