MoneyLion: Bank & Earn Rewards

MoneyLion Inc.

About this app

Make better money decisions with MoneyLion. Access mobile banking, personal finance resources, fast cash advances & cashback rewards for extra money when you need it. Discover tools, insights, & offers for every money moment in your life.

GET PAID EARLY (UP TO 2 DAYS)² - ROARMONEY BANKING
Fast forward to payday with RoarMoney℠ direct deposit. Open a RoarMoney banking account and invest your extra cash with Round Ups³. Unlock up to $1000¹ cash advances with qualifying recurring direct deposits!

REWARDS & CASHBACK - MONEYLION WOW⁷
Earn cashback and rewards on big financial decisions or everyday spending. Protect yourself when life throws you a curveball, with exclusive benefits like cell phone insurance, travel protection and more.

QUICK CASH ADVANCE UP TO $500¹
Access up to $500 of your pay, any day with Instacash℠ cash advances. Get money in minutes with no interest, no mandatory fees, & no credit check.
FAST LOAN OFFERS⁵
Need to borrow money? Get matched with personal loan offers from partners on the MoneyLion Marketplace. Compare offers for personal loans, small loans, online loans, savings accounts, & more.

CREDIT BUILDER LOAN⁶
Access a Credit Builder loan of up to $1000 & exclusive services with a membership.

MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, Beem, Self, Varo Bank, Possible Finance, Albert, Klover, Ibotta, Earnin, Empower, Cleo, Brigit, or Kikoff

1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements.

Increased Instacash limit with Safety Net requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Instacash Terms and Conditions for more information.

2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

5 MoneyLion displays personal loans in our marketplace with repayment terms from 12 months to 84 months and APR ranges from 5.99% to 35.99%. For example, if you receive a $10,000 loan with a 60-month term and a 16.21% APR, your required monthly payment would be $244.30 ($135.09 Principal + $109.21 Interest). Assuming all 60 payments are made on time, the total amount paid would be $14,657.87. All loan offers on the MoneyLion marketplace require your application and approval by the lender. Depending on the lender, other fees may apply, such as origination fees or late payment fees. See lender’s terms and conditions for additional details. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.

6 Credit Builder loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. NMLS 1237506

249 W 17th St, 4th Fl, New York, NY 10011

Ratings and reviews

Really helpful... BUT... EXTREMELY expensive!!! They only let you get $100 at a time, which is pretty sneaky on their part because you're charged $8.99 each time!!! THEN... they ask for a tip?! I've hit NO every time... Another but, even after you say no, they sneak in $10 if you don't catch it! AFTER YOU SELECTED NO TIP ONCE ALREADY!!! Not sure I'll be using this as often as others. They're cheaper and no stupid games sneaking tips in! $8.99 is more than fair on $100!

The service MoneyLion offers can be really helpful. I like the cash advance, but you should be allowed to draw your max with just one fee and/or the optional tip. The AI support is less than stellar, but try going directly to the customer support they provide to some of the complaints here; you may have better results with your issues. I really like the credit builder, but I don't forsee making payroll deposits at this time.

Money Lion is an excellent online bank! Love the instacash option, boosts, crypto, & investment options. I have enjoyed the articles in the app and lo e the ability to send funds ro family and friends quick and easy. However, after years of being a loyal customer, my debit card fi ally expired. Money lion has failed to get me a new physical card for 10 months! I have order a new card more than a dozen times.... still no card. Leaving for a different banking app. Thanks for several good years.

What's new

Let’s show a little love to calculators. They sure come in handy, don’t they? That’s why MoneyLion is excited to bring them to your Discover feed. Ready to explore how much your savings could grow or what your monthly loan repayments could look like? Hop into the app now to start kicking around. And, of course, we squashed some bugs and made performance improvements.