Cashli: Same-day Cash Advance

Cashli Funds

About this app

There are no credit checks, no interest, no late or hidden fees & no SSN/ITIN.

The money can be used to alleviate a cash shortage you may be experiencing. It may go towards credit card bills, gas, rent, groceries, etc.—it's your money!

WHERE WE OPERATE
- Our app is available for download in all of the 50 U.S. States + D.C. & territories.

- Signing up should take a minute.

WHO CAN USE THE APP
- We believe in accessibility for all, that's why our app is available in three languages, making it easy for everyone in the U.S. to use! We are proud to be immigrant-friendly, Millennial-friendly, Gen-Z & student-friendly.
- Be at least 18 years old. You must reside in the U.S. & have a U.S. bank account.

OUR AFFORDABLE FEES
- We charge each member a measly $3.88 per month to cover the cost to operate the app. We keep it small and competitive. Use an in-app PAUSE ACCOUNT button to cancel the membership renewal anytime—no tricks!
- Transferring cash advances to your bank account is free for you, which typically takes a couple of business days to hit your bank account.
- You have the option to pay a small fee to receive your money on the same business day, which typically takes a few hours to be available in your bank account.

REPAYMENT DATE & APR INFO
- Cashli is not a payday lender. Cashli does not provide personal loans, or any type of loans. Cashli provides cash advances.
- We charge zero APR, 0% APR, 0% or zero interest!
- There’s no compulsory minimum or maximum repayment time period. The repayment date will be in alignment with when we predict a member could receive their next direct deposit—typically, between 2 & 4 weeks after the transfer of the cash advances. But it could go beyond 60 days in some scenarios. Repayment dates may still be extended upon request—[e-mail].

Example: You request $75 from Cashli to prevent a predatory $41 late fee on a credit card bill (according to the CFPB), you pay back $75 unless you VOLUNTARILY choose to reward us a measly $3 tip, i.e. $78 in total.

SERVICES WE OFFER
- Besides cash advances, we monitor your connected bank account & notify you on your phone when its balance is getting too low.
- We provide you with a different view of your latest bank transactions.
- We have exciting plans for future app updates. One planned feature is a 360-degree view & a deep dive into your finances to PROACTIVELY alert you about a change in your spending patterns, before you run out of money. By contrast, banks REACTIVELY alert you about low balances.

SAFETY OF YOUR DATA
- Cashli uses AES Encryption to safeguard your personal data—the same technology that U.S. big banks & the U.S. government use to protect financial & classified data.

- Cashli partners with Plaid, which supports over 10,000 U.S. banks, to analyze your authorized bank transactions for cash advance eligibility & deposit purposes. We don’t know, nor do we store, your online banking credentials. Instead, you’ll be guided through a secure & frictionless authentication framework to grant us access. Access can be revoked anytime. Cashli does not store your bank identification info.

- Cashli & its partners don’t sell your data. NEVER. Please read our Privacy Policy: cashli.io/privacy-policy-english

VERY IMPORTANT NOTES
We make no promise that everybody will be eligible for a cash advance. We reward loyalty. Almost no new members will receive the whole $150 right off the bat. But cash advances will grow larger as you & Cashli bond & forge a deep financial friendship together. Eligibility rules apply.

Cashli is proud to be a Chicago-based company. Cashli is not affiliated with any foreign company that may bear the same name. Except for Dwolla & Plaid, Cashli is not affiliated with any other financial product or institution.

Ratings and reviews

This used to be my favorite cash advance app...but it has gone down hill...advance amounts keep getting smaller despite always paying on time and increased income??? You used to be able to email them and they would increase it without any issues. Now they take FOREVER to respond to an email and last two emails , the response seemed quite rude....such a change in customer service.

There are good things about this app but I canceled becuase it has a ridiculous waiting period after you pay your cash advance back the first time . Emergencies are instant occurrences especially if they happen at an in opportune time . Blown tire , sudden overdraft, unexpected bill , etc and so on . These kinds of emergencies have to be met quickly . My last cash advance had been repaid over 5 days ago and the app was still telling me that my cash advance had "just settled" .

Not great. Very sparse feature wise & their fastest deposit for an advance is delivery in "several hours" with a fee of $4, and it STILL has been almost a full day for me to see the money. Their withdraw of my first advance came several days after it was supposed to automatically draw, and blamed me for a "late repayment" the whole time in the app, even though it was set to auto & there was no option to manually pay it. Buggy. I wouldn't recommend it.

What's new

Real-time payments feature.