Openbank – banca móvil

Openbank S.A.

About this app

With the Openbank mobile banking app, manage your bank accounts in a simple, intuitive and secure way.

Management for your day to day

• Pay with your mobile in all establishments that accept contactless payment.
• Send money instantly with Bizum.
• Login with your fingerprint.
• Turn your cards off and on temporarily by location and usage. For example, choose if you want to use it only in certain countries or turn off its use in ATMs.
• Check all the details of your card, including PIN and CVV.
• Program and carry out national transfers and register new habitual beneficiaries.
• Check your expenses, classified by categories and have greater control of your movements.
• Add your other banks and check all your finances at a glance from your Openbank App with the Financial Aggregator.
• Defer payment of purchases and payments.
• You can contract any of our cards: debit, credit or our Premium and Diamond Packs.
• Modify the limit of your cards.
• Load and unload your prepaid cards.
• You can apply for loans for contingencies or whatever you need.
• Manage your receipts and direct debits 100% digitally.
• Customize your personal avatar and consult or modify your personal data or passwords.

Openbank Wealth, Openbank's investment space

• You invest directly in mutual funds: you have more than 2,000 indexed and actively managed investment funds to invest from just € 1 and without additional fees. Hiring a fund through Openbank has no more costs than the fund's own commissions
• If you are not sure which investment fund is for you, discover “Build your portfolio”, a tool that offers you 5 examples of predefined portfolios made up of different funds
• If you prefer to save time and effort in deciding which funds to choose, the Roboadvisor automated investment service puts your money to work for you without you having to do anything else. Start investing from € 500
• Bring your funds to Openbank: we do not charge a subscription, reimbursement, custody or transfer fee.
• Also bring your pension plans, stocks, ETFs and warrants.
• Find out what stocks other investors are buying and selling
• You have a team of investment specialists, certified by AFI and with extensive experience, at 91 177 33 16, Monday through Friday from 8 a.m. to 8 p.m.

Security for you

• Password Manager. Thanks to this service, you can keep your passwords and secrets in a safe place.
• Security customization. You can choose how you confirm the operations you carry out both from the web and the app.

Promotions and Discounts Open

• Sign up for all customer promotions from your app in just 2 clicks.
• Enjoy Open Discounts when paying with your Openbank cards in major brands.
• Check current promotions for your investment products and services at Openbank Wealth.

And much more!

Help us improve the app! Send us your suggestions to [e-mail]

Ratings and reviews

Openbank pay stopped working with Android 15 update. It says only that there's a default payment card,but it always fails to use it with NFC payment. Also,even before, it was always losing selected card and it had to be reconfigured every couple of days. Now it's not working at all anymore.

Card issues - POS and e-commerce payments just don't work. It keeps getting worse each month to the point I can no longer purchase with dip+chip in-store, or even add my card to my Amazon, Airbnb or Google accounts online. Specific error is always 'declined by issuer' despite passing all SCA tests. Not sure how you succeeded in screwing up a consumer Mastercard so well but I'm done trying to fix. The +1star is because your support team are great, but the issue is out of their hands.

You can add a lot if money to your account BUT, when you are in need and need to withdraw a larger amount, you can ONLY do so by calling them. So when there is no signal or when there are problems with either provider, you are screwed and your money is stuck with them. BE WARNED. Edit(reply): No need for assistance or contact. Dye to thus matter I decided to cancel my banking at OpenBank since I believe my money is not safe due to the calling in transfer limits.

What's new

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