Branch: A Better Payday

Branch Messenger

About this app

Welcome to a better payday. One with fast, flexible payout options for your earnings—whether that’s wages, tips, mileage reimbursements, direct deposit, or more. When your company offers Branch, you can receive a free digital bank account and debit card that you can take with you for life, plus free financial wellness tools right at your fingertips. And it’s all possible through our simple, 90-second signup.

With your Branch account and card, you can save, spend, or send earnings however you like.

SAVE
Keep your money securely in the Branch digital wallet; with a dedicated Savings Goal feature you can even set aside funds for specific financial goals.

SEND
Send your money to external bank accounts if needed, or to peers by connecting other P2P apps.

SPEND
Use your Branch Card to shop in-person or online, pay for gas and groceries, and get cash for free at more than 55,000 ATMs.

With Branch, you can…

+Get Fast, Flexible Access to Your Earnings
Branch pushes money into your account the moment your company pays you. No more waiting for bank delays or paper checks.

+Create Your Own Payday
If your employer opts in to earned wage access, you can advance up to 50% of your earned wages on-demand to cover unexpected expenses.

+Enjoy Fee-Free Banking Options
Say goodbye to overdraft charges, in-network ATM fees, and other hidden bank fees.

+Access Free Financial Wellness Tools
Earn cash back rewards on everyday spending, set aside funds for your unique savings goals, see personalized spending insights, and more.

+Pay Bills
Use Your Branch Card or digital wallet to pay for recurring bills, subscriptions, and automatic payments.

+Transfer Money Easily
Quickly move money between other bank accounts when needed.

+Pay On the Go
Contactless payments are easy to use by enabling Apple Pay or Google Pay.

Sign up in 90 seconds or less and start accessing your earnings right away. Need help? Our responsive customer support (from real people!) can help you via phone or in-app chat.

Banking Services provided by Evolve Bank & Trust, Member FDIC. The Branch Mastercard Debit Card is issued by Evolve Bank & Trust pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.

Ratings and reviews

Ican't get access to funds, can't move money back to my banking account, they send notification:Security Alert! Someone is trying to add a new debit card to your Branch account. If you did not request this update or if anyone has contacted you to do this, ⭕do not click this link or send it to someone else. If you recognize this activity,⭕ tap the following link to verify it's you: see how it contradicts, it's says to not click, but click to verify it's you. Then it says unable to complete.

My phone had gotten wet, that had me at a disadvantage in trying to move money from my account. In calling customer service, I had many difficulties. Your automated service is to slow, and not personal. Very misdirected. But, once I got to an agent they were very patient and professional. After, going through the security protocol I was successful in receiving access to account. Agents need more latitude and tools to help customers when having this problem. I had to buy another phone. PMays

I gave this app 5 stars and had for 3 years. But for months now I've tried to get help and it goes nowhere. My bank account is on their list of approved accounts yet I can't ever get it to connect right. Then when I try to click on all my direct deposits it errors out. Says I don't show enough transactions. I've had help claim the issue is fixed 4 times. When I reply saying it's not I get ignored or the one time I got a reply it took 10 days. Still isn't working. I have 6 stores using this app.

What's new

We’re constantly making improvements and creating new features based on your feedback. If something doesn’t look right, contact our support team through the app and we’ll take care of it ASAP.

Here’s the latest round of updates we’re excited to share with you:

• Bug fixes and performance improvements.

Thanks for using Branch!