Atlas - Rewards Credit Card

4.6
15.6K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Atlas is a rewards credit card with 4x higher approval rates than traditional credit cards. It’s designed to be easy to get even without an existing credit history.

EASY AND ACCESSIBLE
4x higher approval rates than traditional credit cards. Get approved instantly without leaving the app.

GROWS WITH YOU
Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits.

SAVES YOU MONEY
Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings.

BUILDS YOUR CREDIT
You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot.
Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion.

SAFE AND SECURE
Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard.

NO HIDDEN FEES
Simple pricing: only $8.99/month
No other hidden, or surprise fees


Atlas is not a bank. The Atlas card is issued by Patriot Bank pursuant to a license from Mastercard®. Atlas may be used everywhere Mastercard® credit cards are accepted.

Rewards and credit services are offered and managed by Atlas. Increase in credit score is dependent on on-time payment behavior and never guaranteed. Credit scores are impacted by many factors and an Atlas card is one of them.
Updated on
Jul 13, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
15.3K reviews
Merida Henderson
July 1, 2024
Overall I like it, sign up was easyish there was some come misshapen with the email, but the customer support fixed it really fast. So features are hard to understand like dricet deposit is only up to a set amount but it's more like a savings account then a checking account. The credit card part is the best part. I've been using it for a couple months and my scores gone up with making payments on time. I love it, that's what it's for and it's great. They have bounces but they really suck.
25 people found this review helpful
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Lord Beckett
June 25, 2024
I haven't had the card very long but there obvious issues with it that I've noticed in the month or so I've had it. They do offer cash back but you will have to spent roughly $100 to get $1 back and it's hard to redeem your points for cash back, they charge you a high subscription fee ($8 for the cheapest), they do not give you high credit limits (I bring