Atlas - Rewards Credit Card

Exto Inc.

About this app

Atlas is a rewards credit card with 5x higher approval rates than traditional credit cards. It’s designed to be easy to get even without an existing credit history.

EASY AND ACCESSIBLE
5x higher approval rates than traditional credit cards. Get approved instantly without leaving the app.

GROWS WITH YOU
Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits.

SAVES YOU MONEY
Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings.

BUILDS YOUR CREDIT
You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot.
Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion.

SAFE AND SECURE
Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard.

NO HIDDEN FEES
Simple pricing: only $8.99/month
No other hidden, or surprise fees

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Atlas is not a bank. The Atlas card is issued by Patriot Bank pursuant to a license from Mastercard®. Atlas may be used everywhere Mastercard® credit cards are accepted.

Rewards and credit services are offered and managed by Atlas. Increase in credit score is dependent on on-time payment behavior and never guaranteed. Credit scores are impacted by many factors and an Atlas card is one of them.

Ratings and reviews

The Atlas service is fantastic for improving your credit score and for adding a virtual card for online purchases or for paying for programs or services that need recurring payments, like YouTube Music or similar apps. Backup plan is useful to have when your bank account isn't looking well. I am utterly happy with the software's ease of use for processing payments for whatever it is that you need to pay for.

Easy to use and takes all credit. I was approved with a 468 for their builder program. Pay $8.99 a month but well worth it. They report as a revolving loan account. You can add a deposit to increase your credit limit and use that deposit to pay your balance. Only heads up is that the fee for instant debits into your account is 1.5%. Overall. awesome!

Atlas is an amazing service to help with your credit score as well as having a virtual card to add for online purchases or payment for applications or services that require monthly payments such as YouTube Music or similar apps. Good to have when your bank account isn't looking good...backup plan. I am completely satisfied with how user friendly the software is to make your payment for whatever it is your needing to pay for.

What's new

Thanks for using Atlas! We update our app regularly to make your experience even better. Every update of our Atlas app includes improvements in speed and reliability, as well as bug fixes and performance improvements. As new features are released, we'll highlight those for you in the app.