Instant Cash Advance: Loan App

Smart Finance Club

About this app

Our loan app has one goal - to help you get cash advance fast while keeping the whole process as instant and easy as possible.

With us, you can easily find a range of loan products and supporting information based on your current financial situation. From cash advance loans ($100 - $1,000), to traditional installment loans up to $5,000.

Why our loan app?

Borrowing money with our instant cash advance app is fast, simple, and secure.

Your application is instantly passed through a network of over 100 licensed and experienced online lenders who allow us to cut out the red tape and connect you within a matter of minutes if you meet some simple criteria.

What's even better - your credit score is protected from one-by-one applications that may have harmed you in the past.

Why us?

We've all had emergency times when we need to get cash fast. Most people consider taking out a loan from the bank, but this isn't workable for everyone, thanks to credit checks and other roadblocks.

Fortunately, our nationwide network of direct lenders is much more forgiving when it comes to so-called "bad credit".

Our quick cash advance app can help you with:

1. Payday Loans ($100 - $1,000)

Payday cash advance loans are short-term loans designed specifically for those that have gone slightly over their monthly budget. This could be from an unforeseen bill, or because you need to make an upfront purchase before your next round of wages come in.

2. Installment Loans ($1,000 - $5,000)

They are, in effect, the exact type of money loan you'd get from a bank or a larger lender. Only our app lets you connect to smaller online lenders and makes the process a lot easier.

Getting a cash advance loan with bad credit

You may be thinking: "I have bad credit; how can I get a loan fast"?

Fortunately, smaller payday lenders are much more interested in your true capabilities of repaying the loan. As long as you meet the basic criteria, your application will be fairly assessed by direct lenders, even if they carry out a credit check.

Material Disclosure.

The operator of this loan app is not a lender, loan broker, or agent for any lender or money loan broker. This app connects consumers who are looking for a quick cash advance loan with independent, qualified lenders who may be able to provide payday advance loans. This app does not constitute an offer or solicitation for the loan until payday products that are prohibited by any state law. You are under no obligation to use this app to initiate contact with a lender, apply for credit or any loan product, or accept a salary advance loan from a lender.

The minimum period for repayment - 65 days.
The maximum period for repayment - 3 years.

The terms differ depending on the money lender you get connected with.

APR Disclosure.

APR (annual percentage rate), is the interest rate you pay on a loan on a yearly basis. Simply put, it’s the cost of borrowing the money. Your APR is shown as a percentage and includes fees and costs related to the payday advance loan. Some states have laws limiting the APR that a lender can charge you.

For loans you can get with our app, APRs range from 6.63% up to 35.99% and vary by lender. Lenders are legally required to show you the APR and other terms of your installment or payday loan before you execute a loan agreement.

A representative example of the total loan cost:

A loan of $3,000 borrowed over 2 years with an APR of 20%, will cost you:

Total charge for loan: $3000 * 0.2 (20% APR) * 2 (2 years) = $1,200
Total amount you repay: $3,000 + $1,200 = $4,200
Monthly payment: $4200 / 24 months = $175

Remember, by using our instant cash advance loan app you can:

* Borrow money online (up to $5,000) even with bad credit.
* Get cash fast with no hidden fees or charges.
* Connect with licensed and legal direct lenders 24/7.
* Save the time and hassle of applying at a bank by using a simple app.

Ratings and reviews

For an app that asks you for an insane amount of personal information, it's idiotic that it freezes up the application when you tab out to another screen, like your bank app for routing information. Had to start over twice, just gave up. After looking at other reviews, your good ones are obvious fakes. People don't regularly use words like "dispersement". The reviews are too similar to others and has FAR too many upvotes compared to bad reviews. Also sell your number, CONSTANT spam calls

There are no hidden fees or charges when using this cash advance app. I have nothing to complain about as it only took a few minutes to fill out all of my information that was required, then I was directed over to a lender for processing. This was very fast and convenient to use.

Terrible app. Does not connect with actual lenders. Wish I could put ZERO STARS