Dave - Up to 500 in 5 mins

Dave, Inc

About this app

Make money work for you with Dave. We’re leveling the financial playing field with products designed to make finances easier for everyone.

Take control of your cash with a $500 ExtraCashTM advance (1), fee-free Goal tracking, and simple ways to find Side Hustles when you’re behind on your budget.

GET $500 IN 5 MINUTES OR LESS
Remove extra stress with an ExtraCashTM advance. You could get up to $500 after you download Dave, link a bank account, and transfer it to your Dave Spending account. (1) There’s no credit check or interest. There’s also no late fees if you can’t settle on time.

For more information, please visit dave.com/extra-cash-account

SPEND YOUR ADVANCE INSTANTLY
Transfer your ExtraCashTM advance to a Dave Spending account and spend it instantly with a Dave Debit Mastercard® (2).

GET PAID UP TO 2 DAYS EARLY
With Direct Deposit, you can nab your paycheck up to 2 days early (3). It’s your money, we’re just helping you get it faster.

SAVE EFFORTLESSLY
A vacation, down payment, or brighter future—own your savings journey with a Goals account. You can even set up recurring deposits to build your savings steadily.

FIND YOUR SIDE HUSTLE
Want to make more money? Explore our Side Hustle board and easily apply for part-time roles, gig jobs, remote work, and more.

OUR MEMBERSHIP FEE
There’s a small monthly membership fee that gives you access to our full suite of features, including ExtraCash™, Goals, and Surveys—another way to earn cash instantly.

Disclosures related to the Dave app

1 Evolve Bank and Trust, Member FDIC, provides the ExtraCash account. Advances are subject to eligibility requirements, and are provided as an overdraft, which causes the ExtraCash account to have a negative balance. Express fees apply to instant transfers to a Dave Spending Account. Transfers to other accounts will take longer. The average approved advance is $160 (typically approved in 5 min), updated quarterly based on the prior 6 months. See the Dave ExtraCash™ Deposit Agreement and Disclosures (https://dave.com/extra-cash) for details.

2 Express delivery fees apply to instant transfers.

3 Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be made available up to 2 business days in advance.

General Terms
See the Dave Spending Deposit Agreement and Disclosures (https://dave.com/deposit-agrement), Dave Goals Deposit Agreement and Disclosures (https://dave.com/account-agreement-goals), and Dave ExtraCash™ Deposit Agreement and Disclosures (https://dave.com/extra-cash) for account terms and fees.

Designed by Dave, not a bank. Evolve Bank & Trust, Member FDIC, provides all banking services and issues the Dave Debit Card, pursuant to a license from Mastercard®.

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

Physical address: 1265 S Cochran Ave, Los Angeles, CA

Ratings and reviews

When getting an advance it gives you the option to get an extra $75 "Recharge" the next day. Due to app glitches it makes it nearly impossible to get that extra $75 and only works when you select standard instead of instant payment. Additionally the app makes it easy to accidentally select a tip when you don't want to. Customer service is absolutely inept and has robot like responses. They also take money out the day before you get paid which delays everything.

App overall is decent, but I did not appreciate being signed up for some sort of membership that "keeps your bank account connected" (which it repeatedly failed to do anyway), and a few other things for a $1 fee, which would be fine if I had known about it. It overdrafted my account which I thankfully caught quickly, but knowing this would happen would have been nice.

He tipping feature should be easier to opt out of. Just because I have money doesn't mean I can give out a tip, especially one as high as the ones in the app. Like if I can only borrow the bare minimum, I should get the bare minimum tip, to reflect that. So tipping shoudl reflect your borrow amount, other than that, the app is okay. There should also be a delay payment feature for when Dave automatically puts your payment to the nearest friday, which can be horribly inconvenient.

What's new

Bugs squashed? Check. Human user experience improved? Check. Un-bear-able pun? Check.

We’re constantly updating the app to improve your experience and create the features you’re looking for. Remember to update the app to ensure you’re using the latest version.

As always, if you run into any issues, please visit https://support.dave.com/