Ulster Bank RI Mobile Banking

National Westminster Bank PLC

About this app

Take control of your banking. Our app makes your day-to-day banking easy, quick and secure.

It’s available to customers aged 11+ with compatible Android devices and a ROI or international mobile number in specific countries.

Please note that the app contains images when logging in, that may cause a reaction in individuals who are photosensitive. You can however switch these off for your device by visiting the ‘settings’ menu and the ‘accessibility’ menu where you will be able to find animation control settings within this menu (note this is not within our app but on your devices settings itself).

Keep track of your money
From being able to quickly check your account balances and transactions, to moving money between accounts, sending money securely to others and paying someone new up to €1000 without a card reader or getting cash from an ATM without your debit card, our app gives you greater control of your finances.

You can manage your bills easily and check the details of standing orders. If you need a hand with anything, our Secure Messaging tool lets you to contact us in-app for any extra help.

You’re protected by our secure banking promise
With our app you’re covered by our secure banking promise, which makes it one of the safest ways to bank. We monitor your account 24/7 for unusual activity and will refund any money paid out of your account as long as you keep your security information safe.

You can log in to the app safely with your fingerprint, face or secure passcode and there is always a confirmation check to make sure you’re paying the right person or business.

Apply for new accounts to suit your life
• Apply directly for a current account from the Ulster Bank app (account eligibility criteria apply)
• Open and manage a savings account (account eligibility criteria apply)
• Apply for a lending product directly in the app (aged 18+ eligibility criteria apply)

Managing your money couldn’t be easier with our smart tools
• Manage your spending and set budgets
• Lock and unlock your debit and credit cards
• Set travel plans
• Set savings goals directly in the app
• Add your loyalty cards directly to your app

Important information you need
• There is a maximum of 5 payments totalling €1000 per day. You must be aged 16 or over.
• Get Cash - Withdraw up to €130 every 24 hours at our branded ATMs. You must have at least €10 available in your account and an active debit card (locked or unlocked).
• Fingerprint and facial recognition are available on selected devices.
• Spending - You must be aged 16+. Only available for Personal and Premier Current accounts.
• Lock and unlock MasterCard credit cards only
• You can create one Travel Plan at a time, for a maximum period of 90 days, that includes up to seven countries. Each country needs to be registered separately. The Travel Plan will apply to debit cards only, attached to accounts that are managed via mobile banking, and only in your name. Joint account holders should register separately.
• Savings goal available on instant access savings accounts.
• My Loyalty Cards is available to customers aged 18+.

Please make sure you accept the following permissions before starting: 
• Allow the app to communicate through your network
• To find your nearest cash machine or branch, you'll need to let the app find your location
• To 'Pay Your Contacts', the app will need access to your contacts list

By downloading this application, you are accepting the terms and conditions which can be viewed at ulsterbank.ie/mobileterms. We recommend that you save or print a copy of the terms and conditions and privacy policy for your records.

Ratings and reviews

Doesn't work with my VPN. It did work in the past. This is crucial, particularly when using other Wifi networks while being away or in a public place. This app doesn't allow me to make international transactions 'now' continuously and doesn't state a reason why. The online web portal stopped working entirely. It doesn't work on my irish mobile data either.

Changing from 3 to 1. App update crashes out each time I try to select an account from which to transfer from making it useless It does exactly what I need, however, due to network connectivity failing, it informed me tx didn't go through. I then put through tx in full network coverage only to notice afterwards that the tx actually HAD gone through 1st time. That and even though I've already rated the app it keeps requesting me to do so. On that basis I'm changing rating from 4 to 3 stars.

I liked the App quite a bit. I like the features it offers. The last update with the change of colour & added animation - Please stop. App has been updated again since this review. It still has that annoying graphics display. Again: PLEASE STOP! If you are intent on letting it remain Please put an option in the app as a personal preference to turn it OFF. I'm dyslexic & it's challenging enough to get things right without an unnecessary graphic underneath the entry field.

What's new

• We’ve made some behind the scene improvements to the app