Paytm: Secure UPI Payments

4.6
19.5M reviews
500M+
Downloads
Content rating
Everyone
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About this app

Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45 Crore Indians. Paytm is a one-stop solution for all your payment needs:

● Send money to your friends and family using your mobile number via Paytm UPI. Including those who are not on Paytm.
● Scan any QR code and make payments at grocery stores, petrol pumps, restaurants, etc.
● Recharge your mobile and pay your utility bills (electricity, gas, water, broadband, etc.).

Your Paytm app is working and will keep working as usual beyond Mar 15th, 2024

Q. Can I continue to make UPI Payments (Send or Receive Money or Scan QR Codes) on Paytm App?
A. Absolutely yes. You can continue to make UPI Payments, send or receive money through UPI, or make offline QR code payments as usual on Paytm App. For lightning fast payments always Paytm Karo!

Q. Can I continue to do recharges, pay my bills & more on Paytm?
A. Yes. You can continue to use Paytm app for all your recharges and bill payments, as usual.

Q. Can I continue to use Paytm for booking tickets (travel, movies, etc.)?
A. Absolutely! You can continue to use Paytm App for booking tickets (travel, movies, etc.), just as always!

Q. What happens to my Wallet and Transit Card, and how can I close it?
A. You can continue to use your existing balance for metro/bus travel as usual. To close your Wallet & Transit Card: Open the app, tap 'Wallet' > 'Manage' > Scroll down to 'Block Card' > Choose 'Permanent Block' & provide a reason.

Know the right facts and details here - https://paytm.com/important-updates

Safe, Reliable and Superfast UPI Payments
● Enter your mobile number & transfer money to anyone using Paytm UPI.
● Check your bank account balance and view transaction history on Paytm.
● Your UPI ID is a unique ID used to make payments using the Unified Payment Interface (UPI).
● Set your UPI PIN (a 4 or 6-digit number). It’s mandatory to set the PIN while creating UPI ID on the UPI app.
● Use UPI Lite for lightning-fast UPI Payments up to Rs 500, no PIN required.

Fast, Secure & Contactless QR code Payments at Offline & Online Stores

Easy Recharge and Utility Bill Payments
● Recharge your mobile, DTH or pay electricity, broadband, water & other utility bills
● Find the latest prepaid recharge plans & mobile recharge offers on Jio recharge, Airtel recharge, Vodafone Idea (VI) recharge, MTNL & BSNL recharge
● Recharge any FASTag

Find great deals on grocery, food and home decor items on Paytm ONDC app

Get Instant Personal Loans
● Loan amount starting from 50K to 25 lac
● Repay loan within 6-60 months
● Annual percentage rate (per annum monthly reducing): 10.99%-35%
● Loan processing fee: 0-6%
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
● Hero Fincorp Ltd: https://www.herofincorp.com/partners
● Aditya Birla Finance Ltd: https://abfl.adityabirlacapital.com/Pages/Partner_details.aspx?lending_partner=PAYTM
● TATA Capital: https://www.tatacapital.com/personal-loan.html
● Poonawalla Fincorp: https://poonawallafincorp.com/personal-loan.php
● SMFG: https://www.smfgindiacredit.com

Example:
Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: Applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount payable: Rs.119186

Book Tickets for Trains, Bus, & Flights
● Paytm is an authorized IRCTC partner for Rail e-ticket booking, cancellation, PNR status & live train status

Contact Us
One 97 Communications Limited
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN

*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services
Updated on
13 Jul 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Contacts
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
19.4M reviews
Gargi Muhuri
21 July 2024
Very worst experience ever. I had downloaded this app for the 1st time approx 2month before at that time it says that they are unable to link my account. For few weeks I have stayed like this. After that I uninstalled it. And again after 2-3weeks I reinstall it. But every time I reinstall it, it says the same that "we are unable to link your account. We will notify you when it's done." It's been so long but still you couldn't able to link my account. When will you do it??
55 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
21 July 2024
Hi Gargi! We’d like to take a closer look and help you. For privacy reasons, please raise a ticket at https://bit.ly/paytm_care . It will make the follow-up easy and help us to track the query effectively. We hope you’ll reconsider your rating once we’ll get back with a resolution. Thanks!
Chirantan Biswas
21 July 2024
No option to deactivate or change your UPI ID. Why?? Once mistakenly some button was touched and Paytm automatically sent message from my number to change my UPI ID when I didn't want it to. There is no option to return to my previous settings. What is this?? Why?? User access is too limited in this kind of settings. Why can't I use my original UPI @paytm. Hoping for a quick fix. Please look into this issue and solve asap!
26 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
21 July 2024
Hi Chirantan! We’d like to take a closer look and help you. For privacy reasons, please raise a ticket at https://bit.ly/paytm_care. It will make the follow-up easy and help us to track the query effectively. We hope you’ll reconsider your rating once we’ll get back with a resolution. Thanks!
Refer Code- 12a34bƼ6 (100 फ्री)
8 July 2024
Really impressed!! UPI payments are very simple, taking less than two seconds to complete with an easy-to-use interface. Paytm allows users to instantly pay, book movies and flights, and recharge their Metro cards. The program runs nicely and is easy to use. My problems have been fixed, and I'm grateful for the assistance. My Paytm ratings have gone up. For the past six years, I have utilized Paytm without experiencing any issues. My first pick for online payments is Paytm because of UI.
1,716 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
8 July 2024
Happy to hear that you had a positive UPI money transfer experience. Do try other services like Payments, Recharge and Bill Payments, Travel and Movie ticket booking, Shopping and much more.

What's new

We are super excited about this update, and can’t wait for you to try it out
- Paytm UPl is now powered by Yes Bank, SBI, HDFC Bank and Axis Bank. Update your app and grab your new UPl IDs. #PaytmKaro