Moka: Power your wealth

4.0
8.18K reviews
1L+
Downloads
Content rating
Everyone
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About this app

We’re changing the way the next gen builds wealth. Becoming a multi-millionaire shouldn’t be a dream. Get on track for millions with Moka.

OUTPERFORMANCE BUILT ON FACTS. NO BS.

Grounded in decades of data, behavioural science, and wisdom from legendary investors, Moka manages your investments and helps cultivate stronger wealth-building behaviours for superior outcomes.

TIME-TESTED STRATEGY, EXPONENTIAL OUTPERFORMANCE.

Moka specializes in helping you invest in the S&P 500, historically averaging a 10% annual return since 1957. It outperformed more than 90% of money managers. The growth over time is simply profound.

POWER YOUR WEALTH WITH BEHAVIOURAL SCIENCE.

Inconsistency is the enemy of success. Moka utilizes behavioural science to help you take the necessary actions for financial excellence.

NOT ALL ABOUT THE MONEY.

Who says you can’t get rich while making the world a better place? With over 300,000 trees already planted in Canadian forests devastated by wildfires, Moka makes it easy to build wealth while doing good.

LICENSED AND REGULATED

Moka is regulated by the AMF (Autorite des Marches Financiers) and your investments are carefully looked after by our licensed portfolio managers.

CIPF $1 MILLION COVERAGE

Your RRSP and TFSA investment accounts have CIPF coverage which covers up to $1M for all general accounts combined (including TFSAs) and an additional $1M for registered retirement accounts (like RRSPs).



Apple named Moka a “New App We Love” and the company has also been featured in The Globe & Mail, Financial Post, CBC, BNN, Global, and many more.

References and disclaimers: See www.moka.ai

The “S&P” and “S&P 500” are registered trademarks of the Standard & Poor’s Financial Services LLC.

Moka Financial Technologies Inc. is a wholly owned subsidiary of Mogo Inc. and an affiliate of Mogo Finance Technology Inc. Investment accounts through Moka are opened with Mogo Asset Management Inc., registered portfolio manager.
© 2024 Moka and the Moka designs are trademarks of Moka Financial Technologies Inc. Mogo Finance Technology Inc. is an affiliate of Moka Financial Technologies Inc.
Updated on
17 Jun 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
8.09K reviews
Ashkan Beh
6 August 2021
BE AWARE. If I could give them 0 star I would. Horrible app. They AUTO enrolled me to Moka 360 (total useless) and charged $15.75 without me knowing. After 5 months I realized they have charged $110.25. I contacted them to get a refund and they don't issue anything and close my account. I asked my bank to dispute the process but no luck since they are pre-authorized on my account. With their so called (Round-up purchases) I saved $49 and them charging fees $110.25. You be judge on that.
13 people found this review helpful
Moka Financial Technologies
6 August 2021
Hi Ashkan, sorry to hear this. It sounds like you were using Moka 360, which negotiates down your bills, optimizes your debt payments and provides valuable financial coaching. You will not be auto enrolled unless you use one of the Moka 360 features. If you're only interested in our automated investing, we can easily update your account. -Sarah
Brett Peters
5 June 2024
Been using app for about 4 or so years now, and it's great takes a set amount of money out of my account every week makes savings really easy. Never have had a problem withdrawal money before. I like the fact that someone that knows what there doing is investing my money cause I have no clue. Great app and great service couldn't recommend enough.
Moka Financial Technologies
5 June 2024
Hi Brett, Thanks so much for taking the time to leave a review and share your positive experience and feedback. It really drives us to continue to help you and others achieve their financial goals! 😍 -L
Chrispy
23 May 2024
It was so easy to use, good service... but now they are charging $7.99-15.99 PER MONTH even for small accounts. You would be losing so much money while starting out it isn't worth it now. I'll just be putting it in my other portfolio that has a 0.5% yearly fee. Crazy the top guys thought that people would pay that when the app is based on small change roundups. If you invest large amounts still worth your time and app is legitimate. Edit: The developers response says it all. Lol
7 people found this review helpful
Moka Financial Technologies
23 May 2024
Hey Chrispy! Moka is a passive investing app (not a savings app) which uses behavioural science and a proven long-term investing strategy to put customers on a path to building serious wealth. If you contact support@moka.ai, we would be more than happy to share all the powerful features we have available. -L

What's new

In this latest update, we've implemented a range of bug fixes, minor improvements, and more enhancements to further optimize your experience.