Build & Fix Credit - Dovly AI

Dovly.com

In-app purchases

About this app

Build credit history or fix your credit with Dovly AI. AI-powered tools dispute errors, boost your score, and find money you're losing.

With more than 2,000,000 downloads, Dovly AI's tools can help you build credit and boost your score by an average of 93 points for Premium members* and hit those life goals—like buying a car, getting approved for a credit card or getting that dream home—sooner than you'd expect.

AN AVERAGE 93-POINT CREDIT SCORE BOOST FOR PREMIUM MEMBERS? YEAH, WE'RE THAT GOOD.

Boost your credit score fast with an AI credit engine proven to optimize results. Download the only credit app you'll ever need and let Dovly AI's credit engine work on your behalf to fix, build, monitor, and protect your credit score — 100% free to start. No credit card required.

ACHIEVING LIFE MILESTONES MADE EASY WITH DOVLY AI'S CREDIT ENGINE

Get approved for a new credit card, secure a mortgage, save money, start planning your future family - endless possibilities with better credit. Our AI engine makes it easy to slay your credit score—so you can focus on what really matters.

WITH 22,000,000 POINTS INCREASED IN TOTAL, WE KNOW WHAT IT TAKES TO MAKE YOUR CREDIT RIGHT**.

Say goodbye to lawyers, credit improvement companies, and juggling multiple online tools like Credit Karma and Kikoff's credit building app and say hello to Dovly AI's credit score app. Provides access to monthly TransUnion free credit score and report, AI-powered disputes with TransUnion®, personalized tips and guides tailored to your financial situation to help you build a strong credit profile, credit building tools providing you with easy ways to build and improve your credit score, and credit lock fraud protection, – all in one place.

MORE THAN CREDIT. YOUR MONEY, HANDLED.

Dovly AI is also expanding beyond credit — because your score isn't the only thing worth watching. It looks after your money too, finding what you're losing and telling you what to do next, so goals like a house, a college fund, or a retirement date actually have a plan behind them. New money planning features are rolling out over time.

* Average increase experienced by a sample of 2,922 Dovly AI Premium members that have been enrolled more than 6 months, as of December 2025.
 ** The combined total credit score increase among Dovly AI members through December 2025.

Terms and conditions: https://www.dovly.com/terms-conditions/
Privacy policy: https://www.dovly.com/privacy-policy

Ratings and reviews

Dovely, AI is a really great service. It saves a lot of time and also reduces the stress and time spent. Trying to communicate with all 3 credit reporting agencies and all of the other involved stuff. It's been really easy to use. also, the price for premium is very reasonable. Because it expedits the dispute process And leads to faster resolution.

the free version is a waste of your time. don't download unless you are ready to get the subscription. the subscription features seem amazing for improving your credit. Seems a lot of reviewers do not know how the credit repair world works. To dispute a company on your report can take several months because THEY have 45 days to respond. To cancel any subscription you should always try using the help section. I always look in the terms of service to get the cancelation email/phone number.

I just signed up and paid for the premium plan yesterday and have been unable to log in and the app keeps giving me an error message and the desktop login tells me to go to the app. I opened a support ticket and no response so far. In the meantime, they keep sending me emails telling me I need to complete sign up or I will lose my benefits. absolutely infuriating. Terrible experience so far.

What’s new

We've made enhancements and improvements to keep your credit journey smooth and easy. Enjoy!