CEFCU Mobile Banking

CEFCU

About this app

The CEFCU Mobile Banking App allows CEFCU Members and CEFCU Business Members to log into their accounts using the same Login ID and password as CEFCU On-Line ® Banking.

CEFCU Mobile Banking allows CEFCU Members and Business Members to:

• Make CEFCU loan, mortgage, or Credit Card payments.
• Transfer funds to/from all your CEFCU accounts or from external accounts.
• Check balances and history.
• Find CEFCU Money Center 24® and CO-OP ATMs.
• Locate Member Centers and shared branches.
• Mobile Check Deposit allows you to deposit checks directly to your Checking Account.
• Pay bills via CEFCU Bill Pay.
• Set up Alerts.
• Reorder checks for your account.
• Send secure messages to CEFCU Representatives.
• Use CEFCU My Pay to transfer funds to friends or family.
• Enroll and view eStatements.
• Track expense and develop a working budget with Online Budgeting Tools.

Enrollment is easy - you will need your primary account number (7 digits or less), date of birth and last four of your social security number. (Must be the primary account holder).

Ratings and reviews

The mobile check deposit is absolutely worthless. I've been able to get it to work MAYBE once in the 4-5 years I've been with CEFCU. The lighting doesn't matter, it never works. The FAQ on the website doesn't help and doesn't give helpful or relevant information. I'm not sure what the purpose of the app is if you end up having to go to the location to deposit the check anyway.

When I first tried to install this app two months ago, every time I tried to open it, it only failed. After my initial complaint, within the next two weeks I got an email asking, and then shortly after it worked fine. Even if the phone doesn't initially work for your phone (mine is a Samsung J3 Star), they'll make it so the app will work for you.

Hit or Miss, my most frequently used feature is the MyPay. This is an extremely convenient tool for transferring money. However, I would say every 2 out of 5 attempts is met with an error. Occasionally, the MyPay page is not available at all. Overall, the app meets my needs. As a daily user, it does cause some frustration when I'm on the go jumping from my carrier's network to various WiFi connections.

What's new

Added 2 Factor Authentication, minor bug fixes and security updates.