NerdWallet: Manage Your Money

4.5
29K reviews
1M+
Downloads
Editors' choice
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Track your budget, finances and credit - all in one place and all for free. Get the insights you need to make the most of your money. View all your financial accounts on one screen for easy, holistic monitoring. Then zoom in on the details of your cash flow, expenses, credit score and net worth. Plus, get Nerd-approved tips to help you manage your finances and work toward your goals.

Here’s how our FREE personal finance tracking app works:

KNOW YOUR CASH FLOW

- Track spending across multiple cards
- Keep track of your budget with our 50/30/20 breakdown
- Get detailed spending insights
- Track your bills, expenses and more
- Discover ways to cut back or save
- Compare spending month-to-month
- See your top spending categories for easier budgeting

KEEP UP WITH YOUR NET WORTH

- See how your income, debts, investments, and home value all add up
- Follow the history of your net worth
- Zoom into the details of your net worth and track individual accounts over time

MONITOR & BUILD YOUR CREDIT

- Access your credit score and credit report any time
- Get score change notifications
- Understand the factors that affect your score
- Learn ways to keep building – whether it’s increasing your credit utilization or paying your bills earlier, and more

SMART MOVES FOR YOUR MONEY

- Quickly find and compare more rewarding credit cards, better loan rates, and higher-earning bank accounts
- Join NerdWallet+ so you can earn rewards worth up to $350 for making smart financial decisions - like paying your credit card on time
- Join Drive Like a Nerd to track your location in real-time, score your driving and qualify for better auto insurance rates

---

Personal Loans Interest Rates and Fees: You can view personal loan offers on NerdWallet's loans marketplace. These are from third party advertisers from which NerdWallet may receive compensation. NerdWallet displays personal loans with rates that range from 4.60% to 35.99% APR with terms from 1 to 7 years. Rates are controlled by third party advertisers and are subject to change without notice. Depending on the lender, other fees may apply (such as origination fees or late payment fees). You can view any particular offer's terms and conditions for more information within the marketplace. All loan offers on NerdWallet require application and approval by the lender. You may not qualify for a personal loan at all or may not qualify for the lowest rate or highest offer displayed.
Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and and APR of 17.59% (which includes a 13.94% yearly interest rate and a 5% one-time origination fee). They would receive $9,500 in their account and would have a required monthly payment of $341.48. Over the lifetime of their loan, their payments would total $12,293.46.
Updated on
21 Jun 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Personal info, Messages and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
28.4K reviews
Zanna Wood
15 June 2024
Well...I WAS gonna use this app, but after a mere 2 attempts to log into my bank account via Plaid for setting up the account I'm already locked out and it's telling me I have to change my bank username and password to use it again - and I'm not going to do that. I didn't even initiate the 2nd attempt. It reloaded the page of its own accord. One thing can definitely be said: great security.
6 people found this review helpful
Did you find this helpful?
NerdWallet
16 June 2024
Hi Zanna, thanks for your review! So sorry to hear about the trouble - account linking can be a bit tricky sometimes. If you haven't already reached out to NerdWallet support, we'd love to look into this for you. Please send us a note at support@nerdwallet.com. Our Nerds are ready to help!
Bernadette Eve
25 May 2024
Something seems way off about the app recently. I've been using it for a few years and it's always been really dependable! Now it's saying my credit score went up 5 points too 700, when it's averaged around 765 after panicking and checking my other financial apps. Feels like it's trying to manipulate me to pulling my credit score by showing me inaccurate info about the quality of my credit factors such as saying my payment history is poor when for years it's been at 100%. So bazaar for this app!
12 people found this review helpful
Did you find this helpful?
NerdWallet
25 January 2024
Thanks for your rating and review! Sorry to hear about the trouble with deleting your manually added account. We'd love to look into things for you - please send us a note at support@nerdwallet.com and our Nerds will be happy to help!
sophia johnson
13 May 2024
Love the app, very user friendly and I use it everyday. The information sometimes isn't populating in Net Worth and, now that upcoming bills is only available on the app, I can't see next month total bills amount anymore. I also wish there were more connections. For example, American Express changed their personal savings and I can no longer connect.
68 people found this review helpful
Did you find this helpful?

What's new

The usual bug fixes and nerdy updates.