NerdWallet: Manage Your Money

NerdWallet

About this app

Track your budget, finances and credit - all in one place and all for free. Get the insights you need to make the most of your money. View all your financial accounts on one screen for easy, holistic monitoring. Then zoom in on the details of your cash flow, expenses, credit score and net worth. Plus, get Nerd-approved tips to help you manage your finances and work toward your goals.

Here’s how our FREE personal finance tracking app works:

KNOW YOUR CASH FLOW

- Track spending across multiple cards
- Keep track of your budget with our 50/30/20 breakdown
- Get detailed spending insights
- Track your bills, expenses and more
- Discover ways to cut back or save
- Compare spending month-to-month
- See your top spending categories for easier budgeting

KEEP UP WITH YOUR NET WORTH

- See how your income, debts, investments, and home value all add up
- Follow the history of your net worth
- Zoom into the details of your net worth and track individual accounts over time

MONITOR & BUILD YOUR CREDIT

- Access your credit score and credit report any time
- Get score change notifications
- Understand the factors that affect your score
- Learn ways to keep building – whether it’s increasing your credit utilization or paying your bills earlier, and more

SMART MOVES FOR YOUR MONEY

- Quickly find and compare more rewarding credit cards, better loan rates, and higher-earning bank accounts
- Join NerdWallet+ so you can earn rewards worth up to $350 for making smart financial decisions - like paying your credit card on time
- Join Drive Like a Nerd to track your location in real-time, score your driving and qualify for better auto insurance rates

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Personal Loans Interest Rates and Fees: You can view personal loan offers on NerdWallet's loans marketplace. These are from third party advertisers from which NerdWallet may receive compensation. NerdWallet displays personal loans with rates that range from 4.60% to 35.99% APR with terms from 1 to 7 years. Rates are controlled by third party advertisers and are subject to change without notice. Depending on the lender, other fees may apply (such as origination fees or late payment fees). You can view any particular offer's terms and conditions for more information within the marketplace. All loan offers on NerdWallet require application and approval by the lender. You may not qualify for a personal loan at all or may not qualify for the lowest rate or highest offer displayed.
Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and and APR of 17.59% (which includes a 13.94% yearly interest rate and a 5% one-time origination fee). They would receive $9,500 in their account and would have a required monthly payment of $341.48. Over the lifetime of their loan, their payments would total $12,293.46.

Ratings and reviews

Overall informative and enjoyable. One area that I feel needs improvement, is that I would like each manually corrected transaction to be permanently placed into the specific category I choose. No matter how much I correct the category (and choose the option to make this change permanent for the specific transaction in the future), I still consistently have to manually correct the transaction category. For example, the transaction for my rent each month is *not* a service, it's for *rent*.

Just ok-not good. Nerd wallet gives helpful tips but it doesn't re-categorize all transactions when you try. I shouldn't have to select ' income' every time for the same payroll transfers. It also doesn't update banking information as often as Mint did. 2 of my creditors aren't available and I can't link my Fidelity investments either....so I end up with an app that shows you recent transactions and your credit score. All of which I can get in my other financial apps ( ex Capitol one etc).

NerdWallet has not been a good alternative to Mint for me. App claims, "you should see updated balances and transactions at least once a day." I have not seen updated balances and transactions at least once a day. Update: I reached out to support. They escalated the issue to a 3rd party. Not too long after that I began getting updated balances once per day. Update 2: I'm not getting updated balances again.

What's new

New Nerdy Updates:
- Link your insurance policies directly to NerdWallet to review and track your auto, home, and renters insurance details for free!