Wally: AI Personal Finance

1.7
281 reviews
10K+
Downloads
Content rating
Everyone
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About this app

The world’s 1st GPT-powered personal finance app is here!
Get started today. It’s private, secure and FREE (no premium subscriptions, hidden charges, or ads)

The #1 personal finance management app now enhanced with WallyGPT and unparalleled privacy and security.

TOP RATED GLOBALLY SINCE 2014:
√ Rated #1 over 40 times
√ #1 in 22 countries
√ “Top Finance App” Apple
√ “Expense Tracker of The Year” Investopedia
√ “Global Best-in-Class” Medici
√ Recommended 150+ times by Nerdwallet, Our Freaking Budget, Bank Rate...
√ And highly acclaimed by CNN, Wall Street Journal, BBC, Business Insider, Forbes, Chicago Tribune, NY Times, Entrepreneur, The Economic Times, Glamour, Buzzfeed and many others.

YOU’LL LOVE WALLYGPT - Your personal, personal financial assistant

◆ Conversational Financial Analysis: Go beyond charts and data with WallyGPT. Ask WallyGPt complex questions about your finances and get simple, contextual and personalized answers.
◆ From Goal-Planning to Goal Setting: WallyGPT can help you research goals (like planning a wedding, paying off debt) and recommend personalized budgets and actionable savings plans.
◆ Ask about markets and investing: Get expert-like, personalized answers on investing based on your finances and markets.*
◆ Become an expert: ask WallyGPT about financial terms, how to save, how to invest, and improve your financial literacy.

YOU’LL LOVE WALLY 4.0 - All new redesign

◆ Fully Automated: Securely connect from 15,000 banks from 70 countries: your checking, credit cards, savings, loans, investments, and crypto all in one place.
◆ Get Fin-Telligent: Simple and beautiful charts to help you dive into your spending patterns and set goals easily.
◆ Get Control: Use Wally’s insights to set budgets by category and easily track them daily
◆ Get Personal: Edit transaction categories, set monthly bills and subscriptions to repeat, and personalize your budget period, budget type and more.

THE WALLY PROMISE - 100% Safe, secure and private

◆ Safe: Wally DOES NOT collect or store your card information or username and password. Wally cannot make transfers, payments or charge your card.
◆ Secure: Connecting your accounts to Wally is encrypted end-to-end, PCI compliant, ISO 27001 certified and GDPR compliant.
◆ Private: Wally never ever shares, sells or rents your data. What’s yours is yours. Our promise since 2014.
◆ 100% Free: no in-app purchases, no subscriptions, no ads.
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Learn how Wally honors and protects your privacy at wally.me/privacy and wally.me/terms. For help, please reach us at hello@wally.me.
* WallyGPT is an experimental chatbot and does not provide financial advice.
Updated on
22 Aug 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit

Ratings and reviews

1.6
274 reviews
Patrick Maloney
30 October 2024
It's cool, but it only track cash balances in my brokerage accounts and not stock values, which means this is only good for spending tracking and useless as a financial planning app. What's more, it won't display anything I paid with with my credit card because it's a "liability account" not a spending account. So it's going to miss a ton of transactions and will only give a fraction of my financial picture. This would be a five star app that I get friends on if it allowed me to track everything
12 people found this review helpful
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Brad C.
6 August 2023
The app is a neat and simple layout to keep it friendly. The art is what helps get the 2 stars. But the categories that it uses for transactions is terrible. Netflix is listed as Industry -- not "Entertainment" or "video streaming". You can't bulk edit transactions, or set rules. The GPT bot can't help you edit categories, transactions, or DO anything; it just provides basic info you can otherwise Google.
15 people found this review helpful
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Arun Shreedhar
26 June 2023
With lot of hopes and after trying a couple of apps I installed this. While it tracks the payment , it does not do a good job at identifying the expenditures against its claim of having AI. It does have a not so easy to use UI to change the expense type. And the biggest of all.. inspire of setting my monthly cycle to be from 25th of the month to next it takes the first of every month and hence misses the salary input on 27th
10 people found this review helpful
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What's new

New WallyGPT Features:
- Actions: now you can tell WallyGPT to add transactions, accounts, and help you create budgets.
- Thoughts: get contextualized feedback across the app from WallyGPT
- Personalized Questions: get the conversation started with personalized questions based on your data.
- Follow-Ups: WallyGPT can recommend follow-up questions that help you dig deeper
- History: access your chat history and get the conversation restarted.
- New redesign

And of course, a lot of bug fixing!