CreditScore, CreditCard, Loans

Paisabazaar.com

About this app

Paisabazaar is India’s leading pure-play marketplace platform for consumer credit and free credit score platform. We help consumers find the best and most-suitable offers, through wide choice, ease of comparison and seamless, digital processes.
We are an independent, transparent and unbiased platform that over the last 10 years has:
•Earned the trust and goodwill of over ~43 million consumers from 823 cities and towns across India
•Built 60+ partnerships with Banks, NBFCs and Credit Bureaus to offer wide choice
•Become India’s platform of choice, with over ~2 million monthly credit inquiries
•Provided ‘best offer always’ - for all consumers through our industry-first chance of approval model, maximising approval rate
•Built end-to-end digital processes, providing a superlative consumer experience
What you get with the Paisabazaar App:
On the Paisabazaar app, check your Free Credit Score from CIBIL and other credit bureaus every month, and choose from a wide range of personalized Loan & Credit Card offers, from India’s top Banks and NBFCs like HDFC, ICICI, Axis, Kotak Mahindra, IDFC First, RBL, Tata Capital, KreditBee, Money View etc.
Credit Score:
•Free Credit report from multiple credit bureaus including CIBIL with free monthly updates
•Access your credit report in regional languages, like, Hindi, Marathi, Gujarati, Telugu etc.
•Credit Advisory & Credit Assist services to help improve/build your credit score
Personal Loan:
•Personalized loan offers from top Banks and NBFCs ranked according to your ‘Chance of Approval’
•Pre-approved offers with Zero/Minimum documentation and Instant disbursals
•Free expert assistance till loan disbursal
Credit Card:
•Choose from a wide range of 60+ credit cards
•Pre-approved card offers
•Completely digital process with minimal to zero documentation

Home Loan:
•Low interest rate home loan offers from top lenders
•Home Loan balance transfer option for existing home loan customers paying higher interest rate
Step-Up Card:
•A secured credit card backed by Fixed Deposit with high interest rate, exclusively offered by Paisabazaar in partnership with SBM Bank
•Step-Up card comes with 100% approval and is ideal for new to credit and low credit score customers who do not get a regular credit card
Download the Paisabazaar App to become credit healthy and avail loan and card offers from India’s leading banks and financial institutions via seamless digital processes.
Contact us:
Toll Free: 1800 208 8877
Email: [e-mail]
WhatsApp: [phone]
Address: 135 P, Sector 44, Gurugram (HR) 122001
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Personal Loan Features & Benefits
•No end-use restriction
•Minimal documentation
•Quick disbursals
•Loan amount of up to Rs. 40 lakh or more based on lenders' discretion
•Interest rates offered by top lenders usually start from 10.50% p.a.
•Loan tenure can go up to 5 years
Personal Loan Eligibility:
•Age: 18 - 60 years
•Income: Minimum salary of Rs 15,000 per month
•Credit Score: Preferably 700 & above
Customers applying for a Personal Loan should note that:
Those planning to avail personal loans should also look into APR when considering loan options. The APR (Annual Percentage Rate) of a personal loan is the loan’s annualised cost of borrowing, which includes the interest rates and other fees charged during the loan origination such as the processing fees and documentation fees. APR is expressed in percentage and allows loan applicants to identify personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
For example, suppose you avail a personal loan of Rs 4 lakh @ 11% p.a. with a repayment tenure of 5 years and processing fee of 1.5% of loan amount. With these loan details, the processing fee for your loan will be Rs 6,000, total interest cost would be Rs 1,21,818 and the total cost of borrowing will be Rs 5,21,818 and the APR for your loan will be 11.66%.

Ratings and reviews

If I have to describe in few words - Pure Scam Application. Only good if your only concern is to check credit score beside it never ever even accidentally click on their scam promotion banners self proclaiming as pre-approved an dafter doing everything they change it to pre-qualified smartly to avoid any legal trouble but ruin the score in the process. So my advice would be only to keep yourself limited to free version of credit score check and never ever believe in any offer seen on the app.

What is the meaning of this app when it logs out every week or so? If I have to keep logging in everytime then I would better use website than this app. Update: Instead of acknowledging the problem & trying to rectify it, only copy paste response is posted. What will you do with my contact details? Just resolve the problem with your app. Update: Now it's logging out every day, damn. Do something devs.

Third degree torture. That ehat they are. They dont understand the word NO. They will keep calling u repeatedly. Brace yourself before sogning up with them. Im trying to delete the account. No proper response from last 4 days. I shared screenshot that the delete page not working out for me But still shared the steps. Ots very clear that they javent even read my email. Ignore email atleast could have checked screenshot shared.

What's new

- Experience all new design of home screen to avail financial services in 1 go
- Now refresh your credit score by clicking Refresh Score button in Bureau Section if score of last month is appearing
- Check the new factors affecting your credit score and improve it using Credit Assist services from us
- Update your App while you are browsing through and experience the latest features & offers personalized for you