Credit Genie: Get Cash Advance

Creditly Corp

About this app

Boost your wallet with up to a $150* cash advance
- No interest (APR)
- No credit check
- No late fees
- No direct deposit required

Sign up and get access to fast money within minutes.

TRACK YOUR SPENDING:
Understand how you spend your money, and budget like a boss.

OVERDRAFT ALERTS
Avoid overdraft fees and get alerts when your account is at risk of being over-drafted.

SPECIAL OFFERS
Access curated offers that can help you get access to credit and manage your debt.

SAFE AND SECURE
Credit Genie doesn't mess around with security. Your info's locked down with the same encryption banks use.


*Offer approval and amount subject to eligibility requirements. Not available in all states. Approved offers range from $10 - $100 for first-time customers. For repeating customers, the amount ranges up to $150. Customers must connect a bank account to Credit Genie to apply for a Cash Advance. Not all customers who apply for a Cash Boost will qualify. Credit Genie charges a recurring fee of $4.99 biweekly (Bank Connection Fee) to maintain a customer's bank account connection. Customers can stop the recurring fee by disconnecting their bank account at any time within the app. Paying the Bank Connection Fee does not guarantee approval for a Cash Boost. Credit Genie's Cash Boost service is unavailable to residents of Connecticut, Maryland, Nevada, Hawaii, or Washington, D.C. To receive funds as quickly as within minutes, customers must select the associated delivery option (additional fees apply). Most customers who select the option receive their funds within 30 minutes.

Credit Genie Cash Advance is not a payday loan, personal loan, or a loan of any kind.
- There is no mandatory minimum or maximum payback period for your Cash Advance.
- There is no mandatory repayment time frames or interest rates or obligation to repay, customers can set a repayment date that works for them by contacting us at [e-mail]. Customers typically choose to repay their cash boost between 3 days and 90 days.
- It is not mandatory to pay back the full amount of your Cash Boost in less than 60 days. Customers can take as much time as they require to pay back the Cash Boost and can even pay it back in multiple smaller amounts.
- Zero APR, no APR, no interest rate, zero interest.
- Example Scenario: If you instantly transfer a $100 Cash Boost to your connected bank account for an optional $5.99 express delivery fee and add an optional $2 tip, then your total will be $107.99.

Ratings and reviews

Not sure why this app says it offers cash advance, because I haven't qualified one time in the few months I've been using it. I am, however, perfectly qualified to pay them 4.99 every two weeks for absolutely nothing but telling me what is going on in my bank accounts! So, basically, if you sign up and it denies you an advance, go ahead and delete it (and disconnect it from your bank!), because chances are, you won't ever qualify. Oh! And they "can't" delete your info, so that's great, too. 🙄

1) they charge a subscription fee (that you don't sign up for) even if you don't use the app. They also say when they take the money out of your account it will clear within a few hours. My payment cleared almost a week ago & it still shows as outstanding. I've tried using the limited chat function, but it's useless. I've put in for an agent to contact me multiple times but they have never replied. I wish I had never dealt with them at this point.

*This is a new review*I borrowed $20 a couple times and then was able to borrow $100. It takes an excruciatingly long time for paymemts to clear and they always take it out in micropayments. It doesn't matter if the $ is in your acct they'll take less. At least for me anyway. So weird! So if you're trying to borrow money often and think you can borrow right after you pay it, this is not the app for you!

What’s new

We're constantly updating the app to improve your experience and create new features you're looking for. The latest version includes bug fixes, and performance and UI enhancements.