Earnin - Get paid today

Earnin is a community-supported app with a mission to build a financial system that works for people. Access up to $500 between paychecks, explore savings options on medical bills, help avoid unnecessary overdraft fees, and earn cash back on your purchases.

Four financial tools in one simple, easy-to-use app. With Earnin, there are no hidden fees. Just pay what you think is fair.

THREE SIMPLE STEPS TO CASH OUT:
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1. Connect your bank and tell us where you work.
2. We’ll verify your bank and confirm your hours worked; you cash out up to $100 per day and tip what you think is fair, between $0-14*.
3. On payday, we’ll debit your account for the money you cashed out plus any tip.

FAST FACTS:
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75%: 75% of members say Earnin has increased their ability to pay for gas and get to work.

15M: Community members have tipped extra to cover a fellow member’s tip over 15 million times.

$133: Health Aid has found average negotiated savings of $133 per community member. (Results not guaranteed)

$100M: If members made the same purchases without accessing their pay using Earnin, they would have incurred over $100M in additional overdraft fees in June 2019.

OUR TOOLS:
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+ Cash Out
Get paid when you want. Up to $100 per day, and up to $500 per pay period.

+ Health Aid
Send us your medical bill and we will negotiate with your medical provider to try to reduce your balance and/or find you a more affordable payment plan.

+ Balance Shield
Balance Shield Alerts notify you when your bank balance is getting low. Balance Shield Cash Outs send up to $100 of your earnings directly into your account to help avoid the chance of overdrafts.*

+ Cash Back Rewards:
Earn up to 10% cash back when you shop at 1000’s of participating local and national businesses.

OTHER FEATURES:
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+ Lightning Speed
Connect your debit card to your Earnin account and receive your money in less time, with no additional charge!

+ Live Chat Support
If you have any questions or issues with the app, our Live Chat team is available 24/7, including all holidays.

+ 256-Bit Bank-Level Data Encryption
Earnin uses bank-level encryption to protect and secure your data.

+ Financial Calendar
A handy tool that informs you of any upcoming payments.


*Note that tipping options will vary between tools.
*Once Balance Shield is activated, it must be reset after each use.

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What's New

To create a better experience for our community, we made bug fixes and performance enhancements in the app. Love Earnin? Rate us! Providing feedback is one way our community looks out for one another.
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Additional Information

Updated
February 24, 2020
Size
24M
Installs
5,000,000+
Current Version
10.28
Requires Android
7.0 and up
Content Rating
Everyone
Permissions
Offered By
Activehours Inc.
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