Earnin: Get $100, Cash Out Money Before Payday

Why wait for payday? Access the money you already earned with the Earnin app, up to $100 a day. Get up to $500 per paycheck, save money for a chance to win cash prizes, get access to your money in an instant, help budget better, and connect your bank in a few easy steps. No hidden fees. No interest. No credit check. Just tip what you think is fair.

Earnin has over 1 million members making any day payday. Join us.

1. Connect your bank account where you get paid, and add a debit card
2. Add your employer you get your paycheck from
3. Verify your work email. Don’t have one? Turn on Location Permissions, and we’ll automatically add earnings to your Earnin account when we see you’re at your work address.
4. We'll verify your bank account, debit card, and confirm your hours worked. Then, cash out up to $100 per day (up to $500 per paycheck) and tip what you think is fair, between $0-14
5. On payday, we’ll debit your account for the money you cashed out + tips

+ Cash Out
Still waiting for payday? Get up to $100 per day of your money you’ve already earned – up to $500 per paycheck. Just connect your bank.
Earnin works with: Bank of America, Wells Fargo, TD Bank, Chase, Navy Federal Credit Union, PNC Bank, USAA Bank, and more.

+ WeWin
Advance your savings goals! Every $10 put away in your Earnin Tip Yourself Jar is now a chance to win up to $10 million in cash prizes.

+ Lightning Speed
Connect your debit card to Earnin and receive your money in an instant, with no extra charge!

+ Balance Shield
Balance Shield Alerts notify you when your bank balance is getting low.

+ GPS Earnings
GPS Earnings automatically adds the money you’ve earned to your account based on your work address.

+ Live Chat Support
If you have any questions or issues with the Earnin app, our Live Chat team is available 24/7, 365 days a year.

+ Financial Calendar
Budget smarter! The Earnin Financial Calendar lets you know in advance when you have recurring payments coming up.

Earnin is not affiliated with Chime, Dave, Albert, Brigit, CashNetUSA, Empower, Klover, MoneyLion, Cleo, Cash App, Daily Pay, Google Pay or Credit Karma.
Earnin is not a payday loan, a cash loan, or an app to borrow money. Earnin gives you access to your pay, when you want, with no hidden fees, no interest, and no credit check.
*Tipping options will vary between tools.
*Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information visit https://www.earnin.com/privacyandterms
*For Lightning Speed, transfer speeds may vary and could take up to 30 minutes. Other restrictions and/or third party fees may apply. For more information visit earnin.com/TOS
*Balance Shield Cash Outs are subject to your available earnings and daily/pay period Max. Other restrictions apply. For more information visit earnin.com/TOS
*By using Cash Back Rewards (powered by Empyr) you allow participating merchants and/or card networks details of your transactions. Cash Outs may take up to 30 minutes, actual transfer speeds will depend on your bank connection. For more information visit earnin.com/TOS
*Restrictions and/or third party fees may apply. For more information visit earnin.com/TOS.
*Number of people using Earnin is from an internal analysis conducted by Earnin in January 2021, representing total users who Cashed Out at least once from January 1 to December 31, 2020.
*NO PURCHASE NECESSARY TO ENTER OR WIN WEWIN: Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To view official rules, odds disclosures, prize details, and alternate means of entry, visit https://www.earnin.com/wewin/game-rules/ Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc.
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160,500 total

What's New

We update the app regularly to improve the experience of our community members. The latest version includes several bug fixes and performance enhancements.
Read more

Additional Information

July 27, 2021
Current Version
Requires Android
7.0 and up
Content Rating
Offered By
Activehours Inc.
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