RING: Quick loan & UPI payment

Onemi Technology Solutions Pvt. Ltd.

About this app

Are you looking for a loan app that offers instant cash loans and smooth UPI transactions? Check out RING, a quick loan app packed with everything you need from instant loan approvals to seamless UPI payments! Pay anytime & anywhere with RING UPI now!

Customers can avail of loans up to Rs. 5 lakhs with quick and paperless KYC in under 5 minutes! APR varies from 18% - 36% per annum. Convenient repayment over 3 to 24 months. Unlock higher pre-approved loans on timely repayment.

With RING UPI, you can conveniently send money to any mobile number or bank account. UPI lite allows you to make small-value transactions up to Rs.200.

Our Offering:

🌟 Fast Payment With RING UPI - Use RING UPI for convenient transactions.
● Transfer funds directly from your bank account with ease.
● Keep tabs on your bills and loan EMI payments on the go
● Pay any merchant anytime on any UPI QR Code!

⚡Effortless Instant Loan Approval - Get a quick loan up to Rs. 5 lakhs in just 5 mins through RING's instant loan paperless KYC process. Repay comfortably over tenures ranging from 3 - 24 months.

Example of Credit for Small Business Purchases
Loan amount (Principal): ₹ 1,00,000
Tenure: 12 months
Interest Rate: 30% per annum
Processing Fee (incl. GST): ₹ 3000 (3%)
Total Interest: ₹ 16,985
EMI: ₹ 9747
APR: 36.86%
Loan amount is ₹ 1,00,000
Disbursed amount is ₹ 97,000
Total loan repayment amount is ₹ 1,16,985
Total Cost of the Instant Loan = Interest Amount + Processing Fees = ₹16,985 + ₹3000 = ₹19,985

Features That Make RING Your Go-To Lending Option!

📲 Direct Deposit - Get the RING Power Loan, starting from ₹30,000 to ₹5,00,000, deposited straight into your bank account in a flash.

🤝 Become A RING Merchant - Partner with our personal loan app, also a trusted payment solution for over 10 lakh businesses, to streamline your payment process. Use our power loan app to build strong customer relationships, experience rapid settlements, enjoy rewards & cashbacks. Upgrade your business today with RING safe loan app.

🕵️ Effective Expense Manager - Use RING Expense Manager to track all your expenses and view them at a glance.

Why choose RING?

● Super quick approval with RING Power Loan
● Flexible repayment on personal loans
● Instant loan disbursement
● Ditch the paperwork with our safe loan app
● We work with RBI-registered NBFCs
● Transparent terms and zero hidden costs on instant loans

At RING we care about the safety and well-being of our customers. Our collection processes follow RBI guidelines and reflect our values of empathy and courtesy.

Also, we follow strict guidelines for customer service-

● We use registered landline lines to communicate with customers
● We never use personal cell phones, international numbers, or VoIP conversations
● We never ask customers to make payments into personal or private bank accounts. Payments are only accepted on our personal loan app.
● Our agents never use threats or abusive language, and all calls are tracked & recorded.
● We don't request commissions or reductions in the amount of dues paid.
● Our loan app cannot access your contact list and other sensitive information without your consent.
● We do not store your personal information & we do not contact friends or family to request loan payback.

In case you have faced any of the above-mentioned situations, do this:

1. Write to [e-mail] OR call our customer care number on
02262820570/ 0224891492.
2. Share with us a screenshot or recording of the message or call.

Address: Office units 2, 3, and 4, 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai -400070, Maharashtra, India.

Disclaimer:
The application is SSL-certified, and all transactions are 100% safe & secure.

Ready to chase your dreams with our instant loans? Download the RING quick loan app today!

Ratings and reviews

Absolutely thrilled with the Ring app! It's incredibly user-friendly and provides seamless integration with my Ring devices. The real-time notifications are timely and reliable, keeping me updated on any activity around my home. The live view feature works perfectly, and the video quality is excellent. Plus, the ability to interact with visitors via the app is a game-changer. Customer support is also top-notch, always ready to help with any issues. Highly recommend this app. Good app

I've been using RING since they launched. I find the app easy to use and very user-friendly. The payment options are simple and quick, too. They have a wide range of services that you can choose from including mobile recharges, bill payments, money transfers (within India), etc., which make it easier for customers to pay their bills.. I definitely recommend this app

I'm impressed as it offers a straightforward and efficient way to access quick loans. The application process is user-friendly, with a simple interface that guides you through the steps. Approval times are relatively fast, which is ideal for urgent financial needs.One of the standout features is the transparent interest rates and repayment terms, which are clearly outlined before you commit. However, some users might find the interest rates a bit high compared to traditional loans.

What's new

UI improvements for enhanced customer experience
Bug fixes and under the hood improvements