Siirto – Digital Cash

Nordea Bank Abp

About this app

DIGITAL CASH, ALWAYS WITH YOU
You didn’t bring any cash with you? Don’t worry. Siirto replaces cash in everyday small payment needs, and it’s always with you in your cell phone. An easy and hassle-free way to split costs with a friend, send allowance to your child, pay at a flea market – and more.

MADE IN FINLAND – SAFE AND SECURE
Siirto is a Finnish mobile payment application where all users are strongly identified. You can use the application in English, Finnish or Swedish. Children under the age of 15 can use the application with digitally signed parental approval.

ALMOST A MILLION USERS
All you need to transfer money is the recipient’s mobile number. Enter the amount and swipe, and the money will be immediately transferred from your bank account to the other users bank account.

SHARE COSTS WITH FRIENDS
Did you buy a joint gift or pay a restaurant bill? Or maybe you bought movie tickets for your friend? Siirto makes it easy for you to request money from another Siirto user, and it’s easy to keep track of open requests.

EASY TO FOLLOW TRANSACTIONS
Payment data is saved like chat messages into conversations. It’s very easy to see your payment history between you and a friend.

HANDY QR CODE
Siirto payments are also easy to make using QR codes. Just read the merchant's QR code, confirm the payment, and you’re done! Handy in situations where you do not know the recipient, such as at a flea market or a coffee stand.

Read more: www.nordea.fi/siirto

Ratings and reviews

Very unsafe app, does not ask pin or anything else when launching the app. Does not show full contacts. Displays sensitive information too easily. Too easy for 3rd party to empty bank account.

Great app, I use it a lot. Very convenient when you need quickly send somebody money or request (e.g. you share some purchase or household bills). I usually write a comment for each request, so I can go back and check what expenses I shared. I can definitely recommend this app. Fast and easy to use.

At first Siirto worked fine, you just logged in and then you were able to transfer money. Now it seems to be slower than using the web bank as you have to give your bank id and code after every transfer. This means that mobile pay is now the superior payment method.

What’s new

Small improvements and bugfixes.