Hesab.az – Digital Wallet

GoldenPay

About this app

Transform your smartphone into an all-in-one digital wallet.
With the Hesab.az e-wallet, manage your money effortlessly and securely, all from one convenient app.

Why Choose Hesab.az?
• NO COMMISSION on Top-Ups: Top up your Hesab.az e-wallet balance from any bank card without any fees!
• FREE Transfers: Send and receive money to other Hesab.az e-wallet users with zero commission.
• Over 300 Services: Pay for a wide range of services, including ONLINE and QR payments.
• All Cards in One App: Store all your bank cards in one place for easy payments and transfers.
• Exclusive Offers: Enjoy free minutes, internet packages, discounts, and much more!

How to Create an account in Hesab.az e-wallet
It’s easy:
1. Install the app now;
2. Sign up;
3. Verify your account and start using all the advantages of Hesab.az e-wallet!

Advantages of Hesab.az:
• COMMISSION-FREE Balance Top-Up: Top up your e-wallet balance without any fees from all major bank cards (ABB, BirBank, Leobank, Unibank, Pasha Bank, Rabitabank, Ubank, Bank Respublika, Expressbank, Dost Bank, ATB, Xalq Bank, and more).
• Fast, FREE Transfers: Send and receive money instantly to other Hesab.az e-wallet users, without any commission.
• Pay Over 300 Services: Easily pay for utilities, mobile services, bank and credit payments, internet, retail purchases, insurance, government services, and educational fees.
• One App for All Cards: Simplify your life by storing all your bank cards in a single app, making payments and transfers easier than ever.
• QR Payments: Make quick payments for services like “Azerişıq”, “Azərsu” and parking using QR codes.
• Safe and Secure: Your data and funds are protected with state-of-the-art encryption methods.
• Special Offers Just for You: We know what you like, so we’ve got lots of great choices for you! Enjoy free minutes, internet package gifts, attractive discounts, and more.
What Payments Can You Make with Hesab.az?
• Utilities: Azeriqaz, Azerishiq, Azersu, Azeristilik
• Mobile: Bakcell, Azercell, Nar (Azerfon), NAXTEL 4G
• Internet: Aztelekom/Baktelecom, AzFiberNet, CityNet, Blue TV, SuperOnline
• Banks and Credit Institutions: Kapitalbank, Unibank, Pasha Bank, Rabitabank, Expressbank, ASB, Bank Respublika, TuranBank, YapıKrediBank, Yelo Bank, Access Bank, Xalq Bank, Premium Bank, Bank of Baku, Ferrum Kapital
• Stores: Baku Electronics, Kontakt Home, Soliton, Dünya Telekom, Music Gallery, Optimal Electronics
• Government Payments: Ministry of Internal Affairs, DYP, Mortgage and Credit Guarantee Fund, Municipality, State Examination Center of the RA
• Insurance: PASHA Hayat, Gala Insurance, Xalq Insurance
• Telecommunication: Baktelecom/Aztelecom
• TV: Aztelekom/Baktelecom, Blue TV, Alfanet TV, Ailə TV, Smart TV Plus, Cityline TV
• Taxi Services: 189 Taxi, Economy Taxi

We're everywhere: 😊
Instagram: https://www.youtube.com/@hesabaz
Facebook: https://www.facebook.com/hesabaz
YouTube: https://www.youtube.com/@hesabaz
WhatsApp: https://wa.me/555500713
Telegram: Soon
Tik-tok: Soon

Adress: Park Azure, Afiyaddin Jalilov 27a, 2nd floor, office 7

Ratings and reviews

Has been the greatest of its kind until the latest update. I loved it when the app would send the receipts to my mailbox with just one click. Now I have to go to my mailbox and compose and send emails manually which is annoying, tiring and time wasting considering l make all of my payments at the same time every month which means I have to repeat the same process for 10-15 payments. Please bring that option back and make it user-friendly again. We need it more than you think we do.

I downloaded the app and could register after several attempts as the system stopped working. Unfortunately, I could not include my card details due to dysfunction of the application. Therefore I deleted the application. I believe app operating team should pay heed to quality of the platform rather than the number of users. As the matter of fact, low level quality will lead to customer loss. Thanks.

SMS confirmation codes recieved with delay. Sometimes instead of phone message code recieved by email. Some of payments required confirmation codes, some (with equal or higher amount) don't. Overall is useful app but needs some more work on on little bits and pieces.