SMBCモビット ローン・カードローン・キャッシング

三井住友カード株式会社

About this app

Cash advances, loans, and card loans are available at SMBC Mobit!
You can also borrow money from nearby convenience stores and banks.

■SMBC Mobit official smartphone app

1.Smartphone ATM transactions
Using the app, you can borrow and repay without a card.
Cash advances are available 24 hours a day at Seven Bank and Lawson Bank ATMs!
Application, borrowing, and repayment can be completed on your smartphone!

2. Sending required documents
You can take photos of the documents you need to sign a card loan with your smartphone and send them to us.
If you are currently using SMBC Mobit, you can also use it to send your latest income proof documents.

3. Members-only service “My Mobi”
・Easy login
You can log in just by starting the app with the auto-login function. Also supports biometric authentication (fingerprint, face, voiceprint).
*The auto-login function is only available if you select login by user ID.

・Usage status inquiry
You can check the transaction status (available amount/limit amount/balance, next payment due date, etc.).

・Transfer cash advance
Transfer money directly to your savings account in as little as 3 minutes! You can register up to 3 deposit accounts.
*Deposit completion date and time varies depending on the financial institution (depending on the financial institution, deposits may be made 24 hours a day)

・Internet repayment
You can repay up to 10 times a month via Pay-easy with no fees.
*You will need a bank account that allows you to use internet banking.

・Register scheduled payment date
In the unlikely event that your payment is delayed, you can register your scheduled payment date 24 hours a day without having to call.
*After the payment deadline has passed, a late fee of 20.00% per year will be charged on the balance used.
*Withdrawals may be suspended.

・Application for increase examination
Complete the contract amount change procedure online or through an app without the need for a phone call.
*You may be required to submit income proof documents for the increase examination.

・V point service
You can complete various procedures for services that allow you to earn V Points through predetermined repayments, and make repayments using V Points.
*You can "proceed to use/cancel V points" and "apply to switch to Mobit card (V point card integrated)" from the V point service menu.

・Remittance (charge) to LINE Pay
When borrowing money, you can transfer (charge) money directly to LINE Pay.
*A LINE Pay account is required to use this service.
*Borrowing with LINE Pay is only available to LINE Money users.

You can also use other convenient functions related to cash advances, loans, and card loans. (Please see below for details)
https://www.mobit.ne.jp/popup/about_sm_app.html

■“SMBC Mobit of Sumitomo Mitsui Card” is recommended for the following people
・Getting a cash advance or card loan for the first time
・I'm looking for a cash advance or card loan where I can borrow money with peace of mind.
・Since I am using Sumitomo Mitsui Banking Corporation (SMBC), I would like to use the SMBC Group app for borrowing.
・I want to use a cash advance app or card loan app with biometric authentication.
・I want to borrow using a loan app
・I want to borrow money through reliable SMBC Group cash advances and card loans.
・Since this is my first time getting a card loan, I would like to borrow from a major ATM like Sumitomo Mitsui Banking Corporation (SMBC).
・I have already borrowed money from a bank card loan app, so I am looking for another loan app.
・I want a card loan app that allows same-day cash advance
・I want to borrow money using Sumitomo Mitsui Banking Corporation (SMBC) ATM.
・I want to borrow money as quickly as possible using a borrowing app.
・I want to borrow money using a cash advance app or card loan app where I can accumulate V points.
・I want an app for borrowing consumer finance money (cash advances, card loans) instead of a deferred payment app.
・I want to repay the money I borrowed from a card loan and accumulate V points.
・I want to use the convenient SMBC Group cashing and borrowing apps
・I want to borrow money without a card using a loan app.
・I want to complete the loan procedure using a loan app.
・I'm looking for a cash advance app or card loan app that allows me to borrow money on the same day.
・In addition to borrowing from a bank card loan, I also want to borrow from a consumer loan.
・I want a loan app that allows me to receive a loan at a Sumitomo Mitsui Banking Corporation (SMBC) ATM without anyone knowing.
・I want to borrow cash with a card loan instead of using a deferred payment app
・I want to immediately apply for a loan and receive a loan using a cash advance app.
・Have received a consumer loan
・I want a cash advance app or card loan app to borrow money.
・I want to get cash with SMBC Mobit separately from other bank loans
・Looking for an app to borrow money
・I am interested in a card loan app that allows you to earn V points when you repay a loan.
・I want to check my financial loan status on the loan app.
・I want to make a same-day cash advance to borrow money
・I want to use SMBC Group's reliable app to get cash instead of using a borrowing app that doesn't require screening.
・I want to receive a consumer loan apart from a deferred payment app or bank card loan.
・My main bank is Sumitomo Mitsui Banking Corporation (SMBC), so I would like to borrow using the SMBC Group app.
・I want an app that borrows money instead of a deferred payment app
・I want to borrow money using the SMBC Group cash advance app, which allows me to use Sumitomo Mitsui Banking Corporation (SMBC) ATMs.
・I am looking for an app to borrow money that is different from borrowing a bank card loan.
・I want to receive a consumer loan using a cash advance app.
・I want an app that allows me to make cash advances and borrow money other than bank card loans.
・I want to use an app to borrow money when deferred payment is not enough.
・I would like to borrow money from a nearby Sumitomo Mitsui Banking Corporation (SMBC) ATM.
- Frequently use money borrowing apps and deferred payment apps
・I want to borrow from a major card loan
・I want to borrow using a loan app in conjunction with a deferred payment app
・I want to use SMBC Mobit's money transfer cash advance.
・If you want to borrow money, you want to use a card loan app that has an examination, rather than a borrowing app that does not require an examination.
・Using a consumer loan or financial loan for the first time
・I have an account with Sumitomo Mitsui Banking Corporation (SMBC), so I would like to get cash using the SMBC Group card loan app.
・I want to borrow money separately from a bank loan using a cash advance app.

[Operating environment]
Smartphone (Android OS) 6.0 or higher recommended
*Operation is not guaranteed on tablet devices.
*"Android" is a trademark of Google Inc.

【others】
1.Please be sure to check the "App Terms of Use" before using.
2.You can log in using either your user ID or card number (cashing transfer number).
3. If access to the app is restricted by privacy features, some functions may be affected.
4.About sending required documents
・Please check the expiry date of the document
・Please take photos in a bright place
・Please do not use flash or auxiliary lights.
-Please take the photo within the frame on the screen.
・If you update the app, unsent documents in the app will be deleted.


■■■ Loan conditions, etc. ■■■
・Minimum and maximum repayment period
Up to 60 times (5 years) However, if the Company deems that there is a reasonable reason in consideration of repayment ability and other circumstances, up to 106 times (8 years and 10 months)
Please note that this is not a financial product that requires full repayment within 60 days.
・Maximum APR (actual annual interest rate)
Actual annual rate: 3.00% to 18.00%
A representative example of the total cost of the loan, including all applicable fees.
◇When the actual annual interest rate is 18.00%
　Usage amount: 500,000 yen
Monthly repayment amount: 30,000 yen
Total repayment amount: 579,829 yen
30,000 yen x 19 installments (monthly repayment amount) + 9,829 yen/last installment
◇If the actual annual interest rate is 3.00%
　Usage amount: 8 million yen
Monthly repayment amount: 150,000 yen
Total repayment amount: 8,585,527 yen
150,000 yen x 57 installments (monthly repayment amount) + 35,527 yen/last installment

Check the loan terms and be careful not to borrow too much.

[SMBC Mobit official smartphone app]
Easily use cash advances, loans, and card loans on your smartphone with the official app!