Rio: Cashback UPI Credit Card

100K+
Downloads
Content rating
Everyone
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About this app

Tired of UPI payments with no cashback or credit limit? Rio combines the power of a credit card with the ease of UPI, rewarding you for every transaction!
Rio is the ultimate payment solution, offering a lifetime-free credit card that works seamlessly with UPI allowing you to Scan & Pay everywhere with your credit card
Unlock exclusive rewards, enjoy complimentary lounge access, and experience a smarter way to pay—all in one app!

Why Choose Rio?
✅ Lifetime Free Card with absolutely no fees—ever!
✅ 3% Rio Coins on Rio UPI Transactions—earn while you spend.
✅ Lounge Access—travel in style and comfort.
✅ Pay anywhere UPI works, accepted by over 100+ million merchants.
✅ Flexible spending—pay amounts from ₹1 to ₹2 Lakhs in one go.
✅ Convert big purchases into easy EMIs.
✅ Safe and secure payments powered by Rio UPI.

Revolutionize Payments with Rio UPI
📱 Scan and pay seamlessly using your Rio Credit Card on Rio UPI.
💳 Flaunt your Rio Card—elegantly crafted for effortless swipes and taps.
🎁 Earn 3% Rio Coins exclusively on UPI transactions made via Rio UPI.
🛡️ Experience secure and contactless transactions with Rio UPI.

Exclusive Rewards on Rio
💸 3% Rio Coins for UPI payments via Rio UPI—save as you spend!
🎁 Special offers on the most popular brands across dining, shopping, and travel.
⛽ Fuel Surcharge Waiver—save on every refill.
💳 Rio Coins can be redeemed directly to your bank account.

Smarter Security with Rio
🔒 Card Control: Manage block/unblock, set limits, and more via the Rio app.
🤳 Contactless Transactions: Fast, convenient, and secure payments everywhere.
🛡️ Safe Online Payments: Rio ensures maximum security for your online transactions.

Start Your Journey with Rio Today!
Download the Rio app now and transform your payment experience. Get your lifetime-free credit card, enjoy rewards, and unlock new possibilities with Rio UPI!
For queries & support: support@rio.money

OTHER FAQs

Q. How can I use my Rio Card on UPI?
A. Your Rio Card will be automatically linked to Rio UPI. You can make all forms of UPI payments directly via the Rio app—scan QR codes, pay merchants, and enjoy seamless transactions.


Q. Will I be charged for carrying out any transaction on UPI via Rio?
A. No, you will not be charged any fees for making UPI transactions via Rio UPI.

Q. Can I pay any person or other credit card using the credit card linked to UPI?
A. No, payments are restricted to merchant (P2M) transactions only when using the linked credit card through Rio UPI.

Q. What are Rio Coins, and how do I earn them?
A. Rio Coins are the rewards earned on UPI transactions via Rio UPI.

4 Rio Coins = ₹1, which can be redeemed directly to your bank account.
For all transactions made using Rio UPI, you earn 3 Rio Coins for every ₹100 spent (minimum transaction amount: ₹50).

Terms & Conditions
*4 Rio coins = INR 1 cashback
Updated on
Sep 7, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 2 others
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

What’s new

Introducing Refer & Earn – invite your friends to Rio and get rewarded for every successful referral. It’s effortless, rewarding, and the more you share, the more you earn. Update now and start inviting today!

App support

Phone number
+916363833967
About the developer
RIVPE TECHNOLOGY PRIVATE LIMITED
support@rio.money
Seat No. OC-E-026 To OC-E-035, Cabin-01 4th Flr Indiqube Octagon Site No 643 80 Feet Road Bengaluru, Karnataka 560034 India
+91 63638 33967

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