Moneco

3,4
1,54K reviews
100K+
Downloads
Content rating
Everyone
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About this app

With Moneco, open an international bank account in just a few minutes.

Create your account in 5 minutes and start sending or receiving money in EUR and USD securely.
Access an international bank account in minutes.

Open an international bank account in the US and EU from your phone, with just your passport.

No borders for your money
By opening an account with Moneco, you get access to hassle-free international banking services.

WHY CHOOSE MONECO?
- Accounts in EUR and USD
- Receive international payments easily.
- Send money to your customers or loved ones.
- Make international payments with a virtual dollar card.
- More financial freedom: higher reception and transfer limits.
- Multilingual support

Translated with DeepL.com (free version)
Updated on
10 Dec 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App activity and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3,4
1,53K reviews
imm germ
22 September 2025
The fees are too high and not transparent. You charge $1 to receive, $1 to send, plus around 4% hidden fees in the exchange rate. For example, if I receive 100 EUR and then send it again, the final amount delivered is only about 94.5 EUR. This means I lose around 5.5 EUR (≈5.5%) in just one round transaction. It would be much fairer if the fixed fees and exchange margin were shown clearly upfront.
30 people found this review helpful
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Moneco
26 September 2025
Hello Germ We understand your frustration. Exchange rate fees are set by our partners and can change over time depending on market conditions. Moneco works best for receiving money and spending it with the card, but “round transactions” may result in higher costs. We’re working with our partners to try and offer better rates.
OMAR Fissah
23 November 2025
I do not recommend creating an account. It does not support the US dollar currency, and at the beginning it claims that creating the account is free, but you will not even complete filling in your information; it will ask you to pay $4.
1 person found this review helpful
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zohir taleb
26 June 2025
I wanted to let you know about a small bug I’ve been experiencing when trying to log in to the app. When I enter my correct credentials, I sometimes get the error message: "Something wrong happened. Try again." If I try again a few times or wait a bit, it eventually works. So it’s not a major issue, but it happens often enough to slow things down a bit. I'm happy to share feedback like this and help improve the app. Feel free to consider me as a friendly beta tester 😊 Thanks for your work
1 person found this review helpful
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Moneco
26 June 2025
Merci pour ton message Zohir. Souvent, ce blocage vient de documents flous ou avec reflets. La vérif se fait alors manuellement. Je vais vérifier ton compte rapidement. Merci pour ta patience 🙏

What's new

Amélioration de l’expérience utilisateur