Bank of Melbourne Banking

St.George Bank

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About this app

Our award winning mobile app will help you with all your banking needs*.

Easy set up.
- Open an account in 3 mins
- Quick log in – with passcode or using fingerprint scan.

Managing your money.
- Notifications & alerts – set up automatic notifications so you’re notified when your money comes and goes^
- Track your spending – know where your money goes with our ‘Categories’ feature~
- Quick balance – a quick glance will let you know how much is in your account.

Ways to pay.
- Cardless Cash – withdraw cash without your debit card at any Bank of Melbourne, St. George, BankSA and Westpac ATMs+
- Payments & Transfers in near-real time**.
- Digital Card† - Boost your card security by using the dynamic CVV on your credit or debit card
- Verify# - Adding a new payee? We’ll check the account details you’ve entered have been commonly used.

Safety & security.
- 24/7 Fraud monitoring – detects any unusual purchase activity on your card
- Lost card – temporarily lock your card for up to 15 days or if need be, replace your lost card via the app^^
- Security wellbeing check – take extra steps to ensure your hard-earned cash is protected
- Digital gambling block – block gambling transactions on eligible cards.

Get rewards.
- Enjoy offers and discounts on popular shopping, entertainment and hospitality venues around Melbourne++.

Find or contact us.
- Contact us – talk to us via the app and skip the security questions~~.
- ATM Branch Locator – find your nearest branch or ATM.

If you are having issues with our app, delete and re-install it. If issues persist, please call us on 13 22 66.

Read the Internet and Phone Banking terms and conditions at bankofmelbourne.com.au and consider whether this product is right for you.
Bank of Melbourne – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL Australian credit licence 233714.

Information is current at time of download and subject to change. We collect information on how you use this app for analysis of aggregate user behaviour.

*The Bank of Melbourne App was awarded the Mozo Experts Choice 2021 – Excellent Banking App Award.
^Alerts may not reach your mobile device due to the requirements or limitations of the communications network or system, outages or factors beyond our control.
~This tool provides general information and is intended to be a guide only. Available on savings, transactions and credit card accounts.
+Available on eligible Bank of Melbourne transaction accounts with a linked debit card. Limit of 3 withdrawal transactions per day
**Sending and receiving bank accounts must be enabled for fast Osko payments. Payments may take longer in some instances, such as where there is a technical interruption to the service, there is a payment to a first time payee or when the payment is caught for additional security screening.
†The terms and conditions applicable to your product also apply to the use of your digital card. Internet and Phone Banking Terms and Conditions also apply. You may not always be able to access your digital card.
#Bank of Melbourne Verify screening is based on the payment information available in our systems, at the time you add your payee details. As we are unable to validate the account details with the recipient bank, we can’t confirm whether the name and account details are an exact match.
Bank of Melbourne Verify applies to Internet Banking and Mobile Banking only. It may be affected by such things as system outages or limitations, scheduled maintenance or other factors beyond our control, and may not be available at all times.
^^Locking your card will temporarily stop new transactions on your card for up to 15 days or until reactivated.
++My Offers Hub is available to eligible consumer debit and credit card customers only.
~~Standard SMS, call or data charges apply.

Android is a trademark of Google LLC.

Ratings and reviews

Just got a home loan through Bank of Melbourne and I'm very disappointed with the mobile banking app, it's clearly been designed by boomers. So many banks out there doing amazing things with their banking apps. I mean even simple things like being able to give each of your accounts a unique name in the app to differentiate them would be a simple start. Honestly a terrible app that hardly manages to even do the basics adequately.

If you're looking for the absolute worst banking app available, well look no further. It will log you out for no apparent reason while using the app. Forget a quick login option, because it simply doesn't work. If you're unlucky enough not to remember your customer access number, your security number OR your password, good luck trying to call them, they guide you clumsily through menu after menu before telling you to login online, for which you need all the details you're looking for to login.

App constantly crashes. Takes a minimum of 3 attempts to login. First time it will semi load. Second time will usually be a blank white screen and if I'm lucky it will open on the third attempt. Otherwise I have to o keep trying till it finally opens.

What's new

• New security features and enhancements to help keep you safe from fraud and scams, including dynamic CVV on your Digital Card, and an additional check when creating a new payee using BSB and account number.
• This version includes minor enhancements and fixes