Redwood Credit Union

Redwood Credit Union

About this app

We love saving you time. RCU's digital banking app lets you do your banking on your schedule!


Redwood Credit Union’s digital banking app for Android devices is free and secure for RCU Members.


Mobile Lending—Our best loans, credit cards, and rates, right in the palm of your hand.
Looking for a low-rate credit card, that new vehicle you’ve had your eye on, or maybe your dream home? Applying for a loan is easier than ever!


¿Habla español? Nosotros también. Haga clic en "ES" en el menú para cambiar la aplicación a español.


Access Your Account:
• Register your account in the app to use digital banking.
• Fast and secure login with biometrics.
• Forgot your username or password? Get it through the app!
• Update your address, email, phone number, and more.
• Use the new Quick Balance widget to see balances without signing in.
• View an overview of accounts, loans, credit cards, and investments in Account Summary. Select an account to view transaction history.
• Overdraft controls—set a backup option for when there's not enough in your account.
• Fast transaction search.
• Order new checks.
• Stop payment on a check.
• Set up and edit account alerts. View sent alert history.
• Questions about your account? Contact us securely through the app!


Payments Simplified:
• RCUpay: easily send money to friends and family—even if they aren't an RCU Member!
• Schedule one-time or recurring transfers and payments
• Set up and make payments or transfers to and from your accounts at other financial institutions.
• Keep track of transfers and payments you've scheduled.
• Get your loan payoff amount for any time in the next 30 days.
• Free Bill Pay service—pay your bills on the go!


Card Services:
• Add cards to Google Pay directly from the app
• View & redeem your RCU credit and debit rewards points for cash or other rewards.
• Not using your debit or credit card? Freeze it for extra security until you’re ready to use it again.
• Report your credit or debit card lost or stolen. (This will cancel your card and issue a new one, so if it’s only misplaced, freeze it instead.)
• Gain control over your spending with debit and credit card alerts and controls. Block online transactions or set alerts for purchases above certain amounts.
• Add upcoming travel notes to ensure access when you’re out of town.
• Adjust ATM and debit card purchase limits to meet your needs.
• Set your PIN on all your cards. Update your PIN on existing cards or set the PIN on your new card.
• Activate new credit and debit cards


Mobile Features:
• Landscape view for tablets—adjust the app to your preferred orientation.
• Autocapture for mobile deposit takes the pictures for you—just align your camera over the check.
• Check current holds and pending deposits
• Use Security under Settings to view devices accessing your account and set your authentication preferences.

Ratings and reviews

This app is infinitely less intuitive than the previous version. Standalone it would probably deserve a 2-3*, but the fact that it's such a big downgrade from the previous app makes it 1*. It also won't let you go back to the old app if you're dumb enough to agree to try it. -It no longer has a security image/phrase. -The layout makes it harder to find things I use regularly -More clicks required to get to transfer history, which is inconvenient

Why has the ledger/ transaction record been changed so each transaction takes up half the screen? One transaction should be no more the 2 lines, ever! Its very difficult to scan transactions now. Otherwise its fine. The new layout mostly works on the app. One the website it doesn't work. Its disgusting. They should not have tried to make them look/work the same. One last thing. MFA with a text message isn't working. I had to resort to email.

Two huge complaints about this new app: 1) I can no longer pay my auto loan with a check through the app, the only options are to pay the loan through my checking or savings accounts. I can't deposit the check to those accounts, as it's made out to RCU, not me. Now I have to go into the bank to pay my auto loan. 2) The home screen no longer shows when my rewards points are expiring, I have to go several screens into the rewards menu to see that. Shady. Like you're hoping people don't notice.

What's new

Notification permission prompt